Information on solo regulated firms that provide customer credit - December 2021

Please may I receive a list of solo regulated firms in the UK that provide any form of customer credit, whether it be Car Dealerships, Fashion Houses or Funeral Plan providers etc.

We have taken this request to refer to solo-regulated firms with at least one permission to carry out any of the regulated activities covered by article 60B (1) and (2) of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001[1].

The requested information can be found below in the Annex.

Please note that the file attached contains the list of firms that, as of 204 November 2021, held any of the permissions set out below:

• Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement).
• Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement).
• Entering into a regulated home credit loan agreement as lender.
• Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement.
• Entering into high-cost short-term credit as lender.
• Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit.
• Entering into a bill of sale loan agreement as lender.
• Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement.