This firm may be providing financial services or products without our authorisation. You should avoid dealing with this firm and beware of potential scams.
On this page 
Almost all firms and individuals must be authorised by us if they offer, promote or sell financial products or services in the UK.
This firm is not authorised by us and is targeting people in the UK.
Search our Warning List[1] for other unauthorised firms and individuals we're aware of.
What this means for you
If you deal with this firm, you won't have access to the Financial Ombudsman Service[2] if you have a complaint.
You also won't be protected by the Financial Services Compensation Scheme (FSCS)[3] if things go wrong. This means it's unlikely you'd get your money back if the firm goes out of business.
How to protect yourself
You should only deal with financial firms that are authorised by us. If a financial firm is authorised by us, it gives you greater protection if things go wrong.
You can check our Financial Services Register[4] to make sure a firm is authorised and has permission for the service it's offering you.
You'll also be able to find:
- information on how you're protected
- contact details for authorised firms
If you're contacted unexpectedly by a financial business or individual, make sure you reply using the contact details on the FS Register.
Find out more about how to protect yourself from scams[5].