Copyright notice

1.1. The following terms and conditions apply to the websites listed below:

• Consumer Panel
• FCA Practitioner Panel
• FCA Markets Practitioner Panel
• FCA Smaller Business Practitioner Panel
• FCA Listing Authority Advisory Panel
• FCA Cost Benefit Analysis Panel

1.2. The secretariats for the above sites own copyright and any other rights in all material on this site other than any Parliamentary material, third party stock images (such as photographs) and other material as indicated.

1.3. Subject to Clause 5 below you may print and download extracts from this site on the following conditions:

1.3.1. The documents and related graphics on this site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to disk or to any other storage medium may (subject to the exception referred to at 1.3.4 below) only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored.

1.3.2. Any extracts which are printed may only be used for personal viewing – or for viewing within the firm or organisation by which they were printed (subject only to the exception referred to at 1.3.4 below).

1.3.3 Neither pages saved to disk or stored in any way, nor extracts printed, may (subject to the exception referred to at 1.3.4 below) be distributed to third parties or sold or otherwise circulated for profit.

1.3.4. The only permitted exception to the general rules stated in clauses 1.3.1 to 1.3.3 above is where extracts (of no more than a few relevant provisions) are copied to individual third parties incidental to advice or other activities.

1.3.5. No documents or related graphics on this site are to be modified in any way.

1.3.6. Graphics on this site are not to be used separately from the accompanying text.

1.3.7. The source of our material should be acknowledged in all copies.

1.4. You must not reproduce or store any part of these sites in any other website or include it in any public or private electronic retrieval system or service, without our prior written permission.

1.4.1 You must not use data from these sites to provide a data feed to any comparison table or any website.

1.5. Any rights not expressly granted in these terms are reserved.

1.6. The Parliamentary copyright material on these websites, relating to the legislative history of the Financial Services and Markets Act, is reproduced with the permission of the Controller of Her Majesty's Stationery Office on behalf of Parliament.

1.7. Photographs of Panel Members are made available on this site and may be reproduced under the following licence on the terms specified.

1.7.1. This licence is granted to firms and other readers, including journalists. Any of the Photographs may be reproduced in any publication, whether or not sold or otherwise circulated for profit, on the following terms and conditions.

1.7.2. No photograph is to be modified in any way.

1.7.3. Reproduction of any of this material, whether on paper or electronically, is subject to the condition that any document or publication in which this material is displayed does not:

in any way imply that a Panel or multiple Panels are endorsing a firm, journal or publication or any particular products, services or communications

present false information concerning the Panels
contain content that could be construed as distasteful, offensive or controversial
infringe any intellectual property or other rights of any person or otherwise not comply with any relevant law or regulation

Service access

2.1. While we try to ensure that these sites are normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time.

2.2. Access to these sites may be suspended temporarily or permanently and without notice.

Disclaimer

3.1. We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.

3.2. We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.

3.3. Part of this site contains material sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted.

3.4. The materials on this site do not constitute financial or other professional advice. You should consult your professional adviser if you require financial advice.

3.5. These sites offer links to other sites. We do not control the linked sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

General

4.1. By accessing any part of this site, you will be deemed to have accepted these terms in full.

4.2. These terms are governed by and interpreted in line with English law.