Electronic money and payment institutions

Find out how to be authorised or registered with us if you want to provide payment services or issue electronic money.

In this section

Tasks for firms

Apply to become an EMI or a PI Apply to become a registered account information service provider Vary your permissions, limitations or requirements Notify changes to individuals in a PI or EMI

Your business

Conduct of business requirements Reporting requirements Consider if you provide payment services Notifications under PSD2

Policy

Payment services and electronic money regulations Our approach - payment services and electronic money Key publications Payment Accounts Directive

Quick links

Financial Services Register
RegData
FCA Handbook
Connect
Annual fees: online invoices
Authorisation: new to regulation

Payment services and electronic money - our approach

Help navigating the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 along with our relevant rules and guidance.
Read our approach

More information

The revised Payment Services Directive (PSD2)

Find out how PSD2 affects your business
Use our PSD2 Navigator

PS21/19: SCA-RTS changes and guidance changes in the Approach Document and Perimeter Guidance Manual

Final rules and amendments
Find out more

Consumer Duty

Our new Duty sets higher and clearer standards of consumer protection across financial services, and requires firms to put their customers’ needs first.
How your firm can implement it