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FS20/8: Business interruption insurance test case: feedback on draft guidance
These feedback statement is for the FCA draft guidance on the FCA's expectations for insurers and insurance intermediaries when handling claims and complaints for business interruption policies during the test case brought by the FCA. -
FG13/8 - A guide for Self-Invested Personal Pensions (SIPP) operators
trade bodies and consumer representatives, has now been finalised. -
High-cost short-term credit and coronavirus: temporary guidance for firms
This guidance applies to regulated firms that enter into high-cost short-term credit (HCSTC) loans, including payday loans. In addition, this guidance applies to firms that have acquired such loans. It applies to both current loans and loans entered -
CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages
The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from our consumer credit regime into our mortgage ... This will interest lenders, administrators, -
CP15/17: Capital resources requirements for Personal Investment Firms (PIFs)
consumers and consumer organisations. professional and trade bodies representing PIFs and other types of financial advisers. -
CP18/28: Brexit: proposed changes to the Handbook and Binding Technical Standards – first consultation
In this paper, we publish our proposals on how we will amend our Handbook and EU derived binding technical standards (BTS) if the UK leaves the EU without an implementation period in place. We also set out our proposed approach to EU -
PS14/7: Changes to the use of dealing commission rules: feedback to CP13/17 and final rules
In this Policy Statement we report on the main issues arising from Consultation Paper 13/17 – Consultation on the use of dealing commission rules, and publish the final rules. -
CP16/13: Changes to the Decision Procedure and Penalties Manual and the Enforcement Guide for the implementation of the Market Abuse Regulation
This Consultation Paper will be of interest to consumers who directly or indirectly deal and invest in any of the FIs indicated above. -
Finalised Guidance: Mortgages and coronavirus: updated guidance for firms
This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of mortgage customers. -
CP16/16: Minor Handbook changes related to mortgage borrowers with a payment shortfall
This paper may be of interest to consumers who either have a mortgage or anticipate getting one, as well as consumer groups. ... In particular, it will be of interest to consumers who have experienced, or are experiencing, payment difficulties with their