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Latest FCA research

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Financial Lives

Financial Lives is our flagship survey of UK consumers’ attitudes to and experiences with financial services.

Read the latest survey
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Data

We collect and publish data about firms, consumers and our own performance and activities.

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What we publish

We publish research in different ways to help inform our decision-making, from short articles and insights to in-depth papers and commissioned external research. Learn more

AI research series

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AI in UK financial services

A joint FCA and Bank of England report into how AI is being used in financial services.

Pricing differences by demographic characteristics in the UK mortgage market

New research from the FCA uses a statistical model to investigate pricing fairness in the UK mortgage market.

Bias in natural language processing

An investigation into how demographic bias in natural language processing applications could be prevented.

Bias in supervised machine learning

A review of literature on measuring and mitigating bias in machine learning models that are used to make predictions or decisions.