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PS23/9: Finalised insurance guidance on supporting customers in financial difficulty’
FCA summarises the feedback received to CP23/1 on insurance guidance for supporting customers in financial difficulty and set out response and finalised guidance. -
CP14/10: Proposals for a price cap on high-cost short-term credit
Our cap ensures that consumers will never need to pay back more than twice what they have borrowed, and someone taking out a typical loan over 30 days and repaying on ... We looked at the potential impact of our price cap on firms and consumers, and we -
CP16/2: Mortgage Credit Directive: Minor changes to our rules and guidance
Consultation paper 16/2 [PDF]. This consultation will particularly affect housing associations and consumers that have taken out second charge mortgages with housing associations. ... It will also affect firms and consumers with credit agreements or -
FCA publishes decision notice against Alistair Burns deciding to ban him and fine him
The Financial Conduct Authority has today published a Decision Notice in respect of Alistair Burns, Chief Executive at TailorMade Independent Limited (TMI). -
FCA publishes update on proposed new rules to help credit card customers in persistent debt and asks for further views
The FCA published an updated consultation on rules to help customers in persistent credit card debt. -
Review of terminal illness benefits within life insurance protection products
FCA review of insurance companies’ approaches to terminal illness benefits to make recommendations for improvement. -
FCA and TPR outline a framework for value for money in defined contribution pension schemes
The FCA and The Pensions Regulator have published a joint discussion paper on developing a common framework for measuring value for money in defined contribution pension schemes. -
CP16/3: Financial Services Compensation Scheme – Management Expenses Levy Limit 2016/17
This consultation is relevant to all authorised firms, but contains no material of direct relevance to retail financial services consumers or consumer groups upon which they might need to act. ... As costs may be passed on to consumers in the form of -
FCA finds further work required to fully embed ‘Guiding Principles’ for ESG and sustainable investment funds
A review by the FCA has found that while most Authorised Fund Managers (AFMs) have made efforts to comply with the FCA’s expectations on the design, delivery, and disclosure of their ESG and sustainable funds, further improvement is needed. -
Improvements needed to the credit information market to deliver better lending decisions for borrowers
The Financial Conduct Authority (FCA) has set out proposals to improve the credit information sector so it can deliver higher quality and more comprehensive information for consumers and firms.