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Showing 41 to 50 of 79 search results for Occasional Papers contain any errors.

  1. Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts

    Occasional papers Published: 26/07/2018 Last modified: 20/10/2020
    In this paper we investigate ways to encourage consumers to repay more of their credit card debt.

  2. Occasional Paper No. 32: Now you see it: drawing attention to charges in the asset management industry

    Occasional papers Published: 05/04/2018 Last modified: 05/04/2018
    As part of the Asset Management Market Study, the FCA wanted to understand the impact of different ways of presenting charges on investors’ decision-making and their understanding and awareness of charges.

  3. Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt

    Occasional papers Published: 26/07/2018 Last modified: 20/10/2020
    In this study we attempt to increase credit card payments through behaviourally-informed disclosures tested in experiments across 3 UK lenders.

  4. Occasional Paper No. 36: Sending out an SMS: The impact of automatically enrolling consumers into overdraft alerts

    Occasional papers Published: 31/05/2018 Last modified: 31/05/2018
    As part of the high-cost credit review, the FCA wanted to understand the impact of auto enrolling customers into overdraft and unpaid item (retry) alerts on customer overdrafting behaviour.

  5. Occasional paper No.40: Time to act: A field experiment on overdraft alerts

    Occasional papers Published: 24/07/2018 Last modified: 24/07/2018
    As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items.

  6. Occasional Paper No. 16: Are high-frequency traders anticipating the order flow? Cross-venue evidence from the UK market

    Occasional papers Published: 15/04/2016 Last modified: 02/09/2016
    Cross-venue evidence from the UK market. Occasional papers First published:. 15/04/2016. ... To the extent that Occasional Papers contain any errors or omissions, they should be attributed to the individual authors, rather than to the FCA.

  7. Occasional Paper No. 49: Borrower subgroups and the path into distress: commonalities and differences

    Occasional papers Published: 08/01/2020 Last modified: 08/01/2020
    Occasional Paper 49

  8. Occasional Paper No. 51: Using online experiments for behaviourally informed consumer policy

    Occasional papers Published: 10/02/2020 Last modified: 10/02/2020
    Consumer policy is informed by human behaviour but how do we measure this in a cost effective and relevant way? Online experiments help us focus our policy making decisions to act in consumers interests.  

  9. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

    Occasional papers Published: 17/02/2020 Last modified: 17/02/2020
    Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?

  10. Economical with the truth: three ways behavioural science can help to spot a misleading advert

    Insight Published: 12/04/2017 Last modified: 12/04/2017
    perspectives’ to improve people’s ability to recall and estimate unfamiliar measurements as well as detect errors. ... Read Occasional Paper No. 26.
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