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Showing 31 to 40 of 303 search results for Occasional Papers contribute.
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Occasional Paper No. 48: Swing pricing and fragility in open-end mutual funds
Traditional pricing models for mutual funds penalize loyal investors and might even fuel panic sell-offs in times of stress. Do alternative pricing methods offer a solution? -
Occasional Paper No. 49: Borrower subgroups and the path into distress: commonalities and differences
Occasional Paper 49 -
Occasional Paper 56: Fair exchange: Presenting foreign exchange quotes to improve consumer choice
In this study, we tested 3 different practices for presenting cost and exchange rate information in an online experiment with a nationally representative sample of participants. -
Occasional paper No.40: Time to act: A field experiment on overdraft alerts
As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items. -
Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?
This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted. -
Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market
When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging? -
Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market
As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper -
Occasional Paper No. 51: Using online experiments for behaviourally informed consumer policy
Consumer policy is informed by human behaviour but how do we measure this in a cost effective and relevant way? Online experiments help us focus our policy making decisions to act in consumers interests. -
Occasional Paper No. 60: Banning Dark Pools: Venue Selection and Investor Trading Costs
This paper shows that investors can reduce their execution costs by selecting venues with less pre-trade transparency, such as dark pools or venues with similar characteristics. -
Occasional Paper No. 59: Sitting on a gold mine: Getting what’s owed to pawnbroking customers
In 2018, the FCA found that pawnbroking customers are not always collecting the ‘surplus’ money owed to them. In this paper, we share the results of a first intervention designed to address this.