Search results
Showing 31 to 40 of 180 search results for Occasional Papers contribute to the work of the FCA.
-
Occasional Paper No. 33: Choices of dominated mortgage products by UK consumers
As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper -
Occasional Paper No. 47: Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding
We present the results of a series of experiments to investigate the effects of risk warnings in social media adverts on attractiveness, search and understanding. -
Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market
As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper -
Occasional Paper No. 32: Now you see it: drawing attention to charges in the asset management industry
As part of the Asset Management Market Study, the FCA wanted to understand the impact of different ways of presenting charges on investors’ decision-making and their understanding and awareness of charges. -
Occasional Paper No. 28: Preventing financial distress by predicting unaffordable consumer credit agreements: An applied framework
In this paper, we provide theoretical and practical evidence to help develop more effective affordability rules. -
Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?
This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted. -
Occasional Paper No. 55: Better the lender you know? Limited attention and lender familiarity in UK mortgage choices
This Occasional Paper looks at the effect of brand loyalty when borrowers are choosing new mortgages. -
Occasional Paper No. 45: The semblance of success in nudging consumers to pay down credit card debt
In this study we study consumer responses to a randomised field experiment on credit card debt repayment. -
Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts
In this paper we investigate ways to encourage consumers to repay more of their credit card debt. -
Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt
In this study we attempt to increase credit card payments through behaviourally-informed disclosures tested in experiments across 3 UK lenders.