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Showing 41 to 50 of 1229 search results for Occasional papers First published.

41. Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?

    Occasional papers Published: 03/08/2016 Last modified: 19/01/2021
    This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted.

42. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
    As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper

43. Occasional Paper 56: Fair exchange: Presenting foreign exchange quotes to improve consumer choice

    Occasional papers Published: 01/09/2020 Last modified: 02/09/2020
    In this study, we tested 3 different practices for presenting cost and exchange rate information in an online experiment with a nationally representative sample of participants.

44. Occasional paper No.40: Time to act: A field experiment on overdraft alerts

    Occasional papers Published: 24/07/2018 Last modified: 24/07/2018
    As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items.

45. Occasional Paper No. 12: Encouraging consumers to act at renewal: Evidence from field trials in the home and motor insurance markets

    Occasional papers Published: 03/12/2015 Last modified: 03/12/2015
    Occasional papers First published:. 03/12/2015. Last updated: 03/12/2015. Share page. ... We have published this Occasional Paper alongside CP15/41: Increasing transparency and engagement at renewal in general insurance markets.

46. Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market

    Occasional papers Published: 10/03/2020 Last modified: 13/03/2020
    When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging?

47. Occasional Paper No. 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour

    Occasional papers Published: 11/03/2015 Last modified: 11/03/2015
    Occasional Paper No. 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour. ... Occasional papers First published:. 11/03/2015. Last updated: 11/03/2015.

48. Occasional Paper No. 51: Using online experiments for behaviourally informed consumer policy

    Occasional papers Published: 10/02/2020 Last modified: 10/02/2020
    Consumer policy is informed by human behaviour but how do we measure this in a cost effective and relevant way? Online experiments help us focus our policy making decisions to act in consumers interests.  

49. Occasional Paper No. 60: Banning Dark Pools: Venue Selection and Investor Trading Costs

    Occasional papers Published: 03/02/2021 Last modified: 03/02/2021
    This paper shows that investors can reduce their execution costs by selecting venues with less pre-trade transparency, such as dark pools or venues with similar characteristics.

50. Occasional Paper No. 16: Are high-frequency traders anticipating the order flow? Cross-venue evidence from the UK market

    Occasional papers Published: 15/04/2016 Last modified: 02/09/2016
    Cross-venue evidence from the UK market. Occasional papers First published:. 15/04/2016. ... Cross-venue evidence from the UK market (PDF). We have published this Occasional Paper alongside an articleSince they started participating in financial markets,