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Showing 61 to 70 of 1229 search results for Occasional papers First published.

  1. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

    Occasional papers Published: 17/02/2020 Last modified: 17/02/2020
    Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?
  2. Benchmarks

    Markets Regulated markets Published: 22/04/2016 Last modified: 14/12/2022
    Benchmarks are used in a wide range of markets including helping to set prices and measure performance. Find out more about Benchmarks and our work in this area.
  3. Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt

    Occasional papers Published: 26/07/2018 Last modified: 20/10/2020
    In this study we attempt to increase credit card payments through behaviourally-informed disclosures tested in experiments across 3 UK lenders.
  4. Occasional Paper No. 47: Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding

    Occasional papers Published: 13/12/2018 Last modified: 13/12/2018
    We present the results of a series of experiments to investigate the effects of risk warnings in social media adverts on attractiveness, search and understanding.
  5. The power of benchmarks: an analysis of the ICE swap rate

    Insight Published: 03/07/2017 Last modified: 03/07/2017
    Recent analysis (set out fully in our occasional paper)of data collected by the FCA, however, tells a positive story. ... Our economists’ full occasional paper on the impact of benchmark regime change in the interest rate swap market is available below.
  6. Mortgages Market Study: MS16/2

    Market studies Published: 12/12/2016 Last modified: 08/11/2022
    We have published the Mortgages Market Study final report. It explains our final findings and provides a progress update on the proposed remedies.
  7. Creating and sustaining cultures of compliance: insights from psychology and beyond

    Insight Published: 16/12/2016 Last modified: 17/02/2017
    Insight First published:. 16/12/2016. Last updated: 17/02/2017. ... But as today’s occasional paper on ‘behaviour and compliance in organisations’ spells out, without an understanding of the social, psychological and other influences on decision
  8. Ageing population and financial services

    Speeches Published: 16/10/2017 Last modified: 16/10/2017
    Speech by Linda Woodall, Director of Life Insurance and Financial Advice, delivered at the Ageing Population Occasional Paper launch event. 
  9. The Economics of Intervention

    Documents Published: 10/03/2016 Last modified: 10/03/2016
    The Economics of Intervention. Documents First published:. 10/03/2016. Last updated: 10/03/2016.
  10. FCA publishes findings from the Ageing Population Project

    Press Releases Published: 21/09/2017 Last modified: 21/09/2017
    The Financial Conduct Authority (FCA) has today published an Occasional Paper outlining the findings from a project that explored how the ageing population would impact the Financial Services industry.