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Showing 61 to 70 of 1229 search results for Occasional papers First published.
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Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios
Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices? -
Benchmarks
Benchmarks are used in a wide range of markets including helping to set prices and measure performance. Find out more about Benchmarks and our work in this area. -
Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt
In this study we attempt to increase credit card payments through behaviourally-informed disclosures tested in experiments across 3 UK lenders. -
Occasional Paper No. 47: Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding
We present the results of a series of experiments to investigate the effects of risk warnings in social media adverts on attractiveness, search and understanding. -
The power of benchmarks: an analysis of the ICE swap rate
Recent analysis (set out fully in our occasional paper)of data collected by the FCA, however, tells a positive story. ... Our economists’ full occasional paper on the impact of benchmark regime change in the interest rate swap market is available below. -
Mortgages Market Study: MS16/2
We have published the Mortgages Market Study final report. It explains our final findings and provides a progress update on the proposed remedies. -
Creating and sustaining cultures of compliance: insights from psychology and beyond
Insight First published:. 16/12/2016. Last updated: 17/02/2017. ... But as today’s occasional paper on ‘behaviour and compliance in organisations’ spells out, without an understanding of the social, psychological and other influences on decision -
Ageing population and financial services
Speech by Linda Woodall, Director of Life Insurance and Financial Advice, delivered at the Ageing Population Occasional Paper launch event. -
The Economics of Intervention
The Economics of Intervention. Documents First published:. 10/03/2016. Last updated: 10/03/2016. -
FCA publishes findings from the Ageing Population Project
The Financial Conduct Authority (FCA) has today published an Occasional Paper outlining the findings from a project that explored how the ageing population would impact the Financial Services industry.