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Building a common language in the mortgage market
Speech by Linda Woodall, Director of Mortgages and Consumer Lending FCA at the Council of Mortgage Lenders (CML) - Mortgage Industry Conference and Exhibition. This is the text of the speech as drafted, which may differ from the delivered version. -
EEA prospectus passports
The Brexit transition period has ended and EU law no longer applies in the UK. Passporting of prospectuses between the UK and EEA states has ended. -
FCA places restrictions on London Court Ltd
On 22 August 2023, the FCA imposed restrictions on London Court Limited for failings relating to the 'My Investment Hub' platform. -
PS14/16: Detailed rules for the price cap on high-cost short-term credit - Including feedback on CP14/10 and final rules
On 2 January 2015, we introduced a price cap on what high-cost short-term credit lenders can charge. -
PS17/27: Insurance Distribution Directive implementation – Feedback to CP17/23 and near-final rules
This is our second Policy Statement setting out near-final rules for the implementation of the Insurance Distribution Directive (IDD). -
FCA acts to improve competition in the current account market
The Financial Conduct Authority (FCA) has today announced that it will take action to improve competition in the current account market. This follows a series of recommendations which were proposed by the Competition and Markets Authority (CMA) as -
First Supervisory Notice 2021: Action On CIO [pdf]
For the reasons given in this First Supervisory Notice, and pursuant to section 55J of the Act, the Authority has decided to vary the Part 4A permission of Action On CIO -
FCA acts to protect those buying motor finance
The Financial Conduct Authority (FCA) has today announced plans to the ban the way in which some car retailers, and other brokers in the motor finance sector, receive commission. -
First Supervisory Notice 2023: Alpha Financial Services [pdf]
For the reasons given in this First Supervisory Notice, and pursuant to section 55L(3)(a) of the Financial Services and Markets Act 2000, the FCA has decided to impose the following requirements on Alpha Financial Services with immediate effect. -
PS20/5: Extending the Senior Managers Regime to benchmark administrators: final rules
The Senior Managers Regime (SMR) will come into force for benchmark administrators on 7 December 2020. This consultation sets out our proposals for applying the SMR to benchmark administrators that do not carry out any other regulated activities