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Policy statements
List of policy statements -
Prisoners, wellness programmes and the rats of Hanoi: why the FCA tests its interventions
Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the UK Competition Network conference, London. -
Motor finance agreements and coronavirus: temporary guidance for firms
FCA temporary motor finance guidance applies to regulated firms that issue regulated motor finance agreements. -
FCA fines LBGI £90 million for failures in communications for home insurance renewals between 2009 and 2017
The FCA has fined LBGI (Lloyds Bank General Insurance Limited, St Andrew’s Insurance Plc, Lloyds Bank Insurance Services Limited and Halifax General Insurance Services Limited) £90,688,400 for failing to ensure that language contained within -
How can we ensure that Big Data does not make us prisoners of technology?
Speech by Charles Randell, Chair, Financial Conduct Authority and Payment Systems Regulator, delivered at Reuters Newsmaker event, London. -
DP15/3: Developing our approach to implementing MiFID II conduct of business and organisational requirements
We are seeking views from firms and other stakeholders on certain aspects of MiFID II where we have policy choices to make. ... We will consider your responses as we develop policy proposals ahead of consulting on the full set of Handbook changes later -
Impact assessment: Thematic review: Principals and their Appointed Representatives (ARs) in the General Insurance (GI) sector [pdf]
This impact assessment relates to the thematic review of Principals and their Appointed Representatives (ARs) in the General Insurance (GI) sector. It has been verified by the Regulatory Policy Committee. -
Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions?
Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions? ... Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions?. -
Consumer Duty implementation: good practice and areas for improvement
What firms are doing well and what they could do better. -
FCA response to FSB’s Super-Complaint - requiring personal guarantees for business loans
On 08 December 2023, we received a super-complaint from the Federation of Small Businesses (FSB). This is the first super-complaint we have received since the super-complaint regime was applied to the FCA in 2013. -
Trust and confidence - ensuring firms’ ethics are built around their customers
Speech by Clive Adamson, Director of Supervision, at the Insurance Institute of London, London. This is the text of the speech as drafted, which may differ from the delivered version.