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Showing 101 to 110 of 351 search results for analysis of FCA mortgage data and consumer research.

  1. Personal data used when you contact us

    Last modified: 01/07/2024
    How and why the FCA uses personal data to help us respond when you contact the organisation.

  2. LIBOR and mortgage interest rates

    Consumers Your rights Published: 10/06/2021 Last modified: 20/03/2023
    LIBOR is an interest rate benchmark that’s being phased out. If your mortgage uses LIBOR, find out what you should expect to happen and what you need to do.

  3. Research Note: Deferred Payment Credit: findings from the Financial Lives Survey

    Financial Lives Research notes Published: 31/10/2023 Last modified: 31/10/2023
    This research explores the use of Deferred Payment Credit (DPC), also known as unregulated Buy Now Pay Later (BNPL), by consumers in the United Kingdom.

  4. 2013 Disclosure Log

    Last modified: 22/11/2021
    The aim of the FCA's Disclosure Log is to keep information that it has released under the Freedom of Information Act and which it thinks is of wider public interest. Find the Disclosure Log for 2013. 

  5. Information for newly authorised firms

    Published: 30/09/2022 Last modified: 25/05/2023
    As a newly authorised firm, learn about the systems you'll use and important things you need to know.

  6. Mortgages and coronavirus: updated and additional guidance for firms

    Guidance consultations Published: 02/11/2020 Last modified: 02/11/2020
    This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of mortgage customers.

  7. Occasional Paper No. 13: Economics for Effective Regulation

    Occasional papers Published: 10/03/2016 Last modified: 02/09/2016
    The paper proposes a structured framework for implementing a more markets-focused and holistic regulatory economic analysis, which draws on recent innovations in behavioural, competition and other research. ... This new methodology draws on recent

  8. General insurance add-ons market study

    Market studies Published: 24/07/2014 Last modified: 01/04/2016
    We carried out both quantitative and qualitative consumer research, and undertook an innovative behavioural experiment in which we tested consumers’ reactions to the add-on mechanism in a simulated environment. ... Experimental consumer research report

  9. FCA Research into the issue of de-risking

    News stories Published: 24/05/2016 Last modified: 24/05/2016
    FCA Research into the issue of de-risking. News stories First published:. ... The FCA is tasked with ensuring an appropriate degree of consumer protection and promoting effective competition in the interests of consumers, while at the same time

  10. Occasional Paper No. 27: Benchmark regulation and market quality

    Occasional papers Published: 03/07/2017 Last modified: 03/07/2017
    In this paper, we examine the implications of the benchmark regime change in the interest rate swap market on underlying market conditions.