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Showing 141 to 150 of 351 search results for analysis of FCA mortgage data and consumer research.

  1. The role of consumer decision-making in ensuring good market dynamics in the mortgage sector

    Speeches Published: 05/10/2016 Last modified: 31/10/2016
    Speech by Christopher Woolard, Director of Strategy and Competition at the FCA, at the Mortgages Conference.

  2. Citizens Advice supercomplaint to the CMA - update

    News stories Published: 09/01/2020 Last modified: 09/01/2020
    The Competition and Markets Authority (CMA) published its response to the Citizens Advice super-complaint on the loyalty penalty in December 2018, making several cross-cutting and market-specific recommendations in the cash savings, home insurance

  3. Investor engagement in a changing regulatory landscape

    Speeches Published: 13/07/2015 Last modified: 14/07/2015
    Our policy analysis and response on this subject, being closely informed by the results of this review, supported the principle of further separating the acquisition of research by investment managers from ... Since the FCA was established in 2013 we

  4. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
    As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper

  5. Draft Guidance: Mortgages and coronavirus: updated Tailored Support Guidance for firms

    Policy and guidance Guidance consultations Published: 13/01/2021 Last modified: 13/01/2021
    This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of mortgage customers.

  6. The changing face of financial crime

    Speeches Published: 30/06/2013 Last modified: 05/04/2023
    Speech by Martin Wheatley, Chief Executive, the FCA, at the FCA Financial Crime Conference, London.

  7. Ethics and Economics

    Speeches Published: 04/03/2014 Last modified: 05/03/2014
    Speech by Martin Wheatley, Chief Executive of the FCA, to the Worshipful Company of International Bankers, London 4 March 2014. This is the text of the speech as drafted, which may differ from the delivered version.

  8. FS17/2: High-cost credit and review of the high-cost short-term credit price cap

    Feedback statements Published: 31/07/2017 Last modified: 09/05/2024
    We are publishing our response to the Call for Input into our review of high-cost credit products.

  9. CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages

    Consultation papers Published: 25/09/2014 Last modified: 15/01/2015
    CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages. ... The MCD applies equally to first and second charge mortgages, so the UK Government has decided that second charge mortgage regulation should move from

  10. GC14/4 Guidance on the Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending

    Guidance consultations Published: 05/08/2014 Last modified: 05/09/2014
    In June 2014, the Financial Policy Committee (FPC) made a recommendation to the Prudential Regulation Authority (PRA) and the FCA about the loan to income (LTI) ratio for residential mortgages:. ... The PRA and the FCA should ensure that mortgage lenders