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Showing 151 to 160 of 351 search results for analysis of FCA mortgage data and consumer research.
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Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios
Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices? -
FCA publishes final findings of credit card market study
debt. The FCA carried out further analysis on consumers in problem credit card debt. ... This analysis has reinforced the FCA’s concerns on those consumers who are carrying a significant level of credit card debt for a long period. -
Over 55s at heightened risk of fraud, says FCA
Previous FCA research found that those over 65 with savings in excess of £10,000 were three and a half times more likely to fall victim to investment fraud, compared with ... Additional research carried out by the FCA ‘A quantitative analysis of -
Occasional Paper No. 58: Understanding consumer financial wellbeing through banking data
In this study, we use objective and subjective approaches to better understand consumer financial wellbeing. -
Borrowers in financial difficulty following the coronavirus pandemic - key findings
We detail our findings from our review of firms’ treatment of borrowers in financial difficulty after the pandemic. We include areas all firms must improve on. -
FCA publishes update on high-cost credit work
The FCA has published an update on its work in the high-cost credit sector. -
Access to Financial Services in the UK
Speech by Christopher Woolard, Director of Strategy and Competition at the FCA, delivered at Access to Financial Services: Launch of FCA Occasional Paper. -
FS15/1: Discussion on the use of dealing commission
This paper reports on the main issues arising from Discussion Paper DP14/3: Discussion on the use of dealing commission regime, and sets out next steps. -
Finance for positive, sustainable change
In this blog, Sacha Sadan delves into how the FCA has been working with industry, government and global partners to raise ESG standards. -
CP18/12 and CP18/13: Consultations on High-cost Credit and on Overdrafts
As part of our ongoing review of high-cost credit products, we are publishing our proposed rules and guidance for consultation. We have also identified a number of areas for discussion.