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PS21/1: Breathing Space Regulations: changes to our Handbook
We’re consulting on some minor changes to our Handbook resulting from regulations on problem debt that are expected to come into force in England and Wales in May 2021. -
FCA sets out approach to Non-Executive Directors and the Senior Managers Regime
This clear line of accountability can have a positive effect on the culture of firms and on outcomes for consumers and markets. ... This included the SMR, which seeks to promote a clear allocation of responsibilities to senior individuals in -
FCA fines Sesame Ltd for ‘pay-to-play’ arrangements
Sesame's approach to inducements, in the face of a clear position from the regulator, undermined the rules in order to look after its own interests. -
Automated advice: existing rules and guidance
Before applying for Innovation Pathways, read our existing rules and guidance to check whether your question is covered. -
The equity release sales and advice process: key findings
Key findings from our exploratory work on later life lending, where we considered the borrowing opportunities available to consumers aged 55 and over, focusing on lifetime mortgages. -
How implementing the Mortgage Market Review will shape the new market
Speech by Linda Woodall, Director of Mortgages and Consumer Lending, the FCA, at the Financial Services Expo, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Research Note: Cryptoasset consumer research 2021
Our fourth consumer research publication on cryptoassets ownership looks at benefits, harms, attitudes and usage. -
Branch and ATM closures or conversions; good practice and areas for improvement
Find out more about the good and poor practice the FCA has seen when supervising firms planning branch or ATM closures or conversions. -
TR19/4: Understanding the money laundering risks in the capital markets
We carried out this thematic review to look at the money-laundering risks and vulnerabilities in the capital markets and, where possible, to develop case studies to help inform the industry. -
FCA requests further information about overdraft pricing from firms
Over the past few days there has been significant comment about many headline overdraft rates