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DP15/4: Developing General Insurance Add-ons Market Study – Remedies: Value Measures
We also conducted quantitative and qualitative consumer research, as well as a behavioural experiment. ... Experimental consumer research report (London Economics). radios. Yes. No. What can we do to improve pages like this? -
FCA finds young investors are more likely to have long-term goals in mind when dating than when investing
Our latest InvestSmart campaign encourages young investors to adopt the same principles to investing as they do to their dating lives. -
Credit card competition working fairly well but concern for customers in long-term debt
The FCA has published its interim report into the credit card market, including its early thinking into potential remedies. -
Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?
The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those -
FCA publishes interim feedback following a call for input to the post-implementation review of the rules for crowdfunding
The Financial Conduct Authority (FCA) has given an update on the post-implementation review of the loan-based and investment-based crowdfunding market. Our earlier call for input raised a number of issues for discussion; the feedback statement -
FCA review finds evidence of life insurance and advisory firms ‘undermining the objectives of the RDR’ and consults on new guidance
The Financial Conduct Authority (FCA) has published a review to find out whether firms continue to be influenced by inducements from product providers, despite the Retail Distribution Review (RDR) coming into effect in January 2013 -
Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts
In this paper we investigate ways to encourage consumers to repay more of their credit card debt. -
The Financial Conduct Authority publishes review into delivering ‘independent’ financial advice following the implementation of the Retail Distribution Review
Most firms are using the ‘independent’ tag correctly, which is important in helping consumers understand what service they are buying. ... In April, the FCA will be releasing the remaining part of the second cycle of research, which looks at how cost -
Occasional Paper No. 32: Now you see it: drawing attention to charges in the asset management industry
As part of the Asset Management Market Study, the FCA wanted to understand the impact of different ways of presenting charges on investors’ decision-making and their understanding and awareness of charges. -
PS20/01: Mortgage advice and selling standards: feedback to CP19/17 and final rules
This policy statement includes findings from the Mortgages Market Study (MMS) which identified three potential harms relating to our mortgage advice and selling standards.