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Showing 31 to 40 of 310 search results for extent that Occasional Papers.
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Occasional Paper 56: Fair exchange: Presenting foreign exchange quotes to improve consumer choice
In this study, we tested 3 different practices for presenting cost and exchange rate information in an online experiment with a nationally representative sample of participants. -
Occasional paper No.40: Time to act: A field experiment on overdraft alerts
As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items. -
Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market
When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging? -
Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?
This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted. -
Occasional Paper No. 60: Banning Dark Pools: Venue Selection and Investor Trading Costs
This paper shows that investors can reduce their execution costs by selecting venues with less pre-trade transparency, such as dark pools or venues with similar characteristics. -
Occasional Paper No. 59: Sitting on a gold mine: Getting what’s owed to pawnbroking customers
In 2018, the FCA found that pawnbroking customers are not always collecting the ‘surplus’ money owed to them. In this paper, we share the results of a first intervention designed to address this. -
Occasional Paper No. 50: Quantifying the High-Frequency Trading 'Arms Race': A new methodology and estimates
Occasional Paper 50 -
Occasional Paper No. 55: Better the lender you know? Limited attention and lender familiarity in UK mortgage choices
This Occasional Paper looks at the effect of brand loyalty when borrowers are choosing new mortgages. -
Occasional Paper No. 45: The semblance of success in nudging consumers to pay down credit card debt
In this study we study consumer responses to a randomised field experiment on credit card debt repayment. -
Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts
In this paper we investigate ways to encourage consumers to repay more of their credit card debt.