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Showing 51 to 60 of 310 search results for extent that Occasional Papers.
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Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios
Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices? -
Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions?
Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions? ... Occasional papers First published:. 25/03/2014. Last updated: 25/03/2014. Share page. -
Ageing population and financial services
In September 2017, we published our Occasional Paper, outlining the findings from a project that explored how the ageing population would impact the financial services industry. -
The Economics of Intervention
Moreover, it should help identify the most significant impacts on the market, making it possible to target quantification efforts more effectively (to the extent measurement is feasible and proportionate). ... Moving forward, the extent to which the -
Speech: Beyond economics?
that financial consumers are biased in some ways.See various occasional papers on our website. ... Our occasional papers such as No. 12 on showing the prior premium on insurance renewal notices and No. -
FCA publishes feedback statement on Big Data Call for Input
The Financial Conduct Authority (FCA) today published a feedback statement following its Call for Input on Big Data in retail general insurance. The FCA announced in November 2015 that it wanted to better understand the use of data -
Speech: New thinking in regulatory economics
To be sure, the results in Occasional Paper 23 are not due to any kind of poor practice.Far from it, in fact.We work with global experts and take a ... A thorough explanation of the application of behavioural thinking to financial regulation is in -
The role of High Frequency Traders in FX markets
FCA economist Peter O’Neill and Academic Shihao Yu at Columbia University, examine the role of new High-Frequency Trading (HFT) entrants to the once bank dealer dominated Foreign Exchange market. -
Automated advice: existing rules and guidance
Before applying for Innovation Pathways, read our existing rules and guidance to check whether your question is covered. -
Speech: Shadow banking - the potential risks and rewards
My observations are mostly based on Kraus and Aquilina’s Occasional Paper 18(OP18), ‘Market-Based Finance: its contributions and emerging issues’ and our related article ‘The rise of market based ... an extent that their failure could undermine