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General Insurance pricing practices market study
We have published the final findings of our general insurance pricing practices market study. As part of this, we set out a package of remedies to address the concerns identified. -
New appointments for governance of Financial Conduct Authority
Three new Chairmen have been appointed to the independent Panels which lead the process for constructive challenge of the Financial Conduct Authority’s (FCA’s) policies and practices from the point of view of regulated firms. -
Response to the CMA’s final report for its digital comparison tools market study
We have worked with the CMA throughout its study, which looked at car and home insurance, and credit cards, to provide expert input on financial services. -
Recovery plans – initial observations
In general, the identification and analysis of internal and external interconnectedness was insufficient. ... interconnectedness). The majority of plans included a good summary of the firm’s general governance arrangements. -
Business interruption insurance test case: Supplementary Note of Ecclesiastical Insurance Office Plc and MS Amlin Underwriting Ltd [pdf]
Supplementary Note of Ecclesiastical Insurance Office Plc and MS Amlin Underwriting Ltd for the trial in the business interruption test case. -
Understanding PPI redress from a consumer perspective [pdf]
This research document explores the redress-seeking behaviours of consumers who make or who are eligible to make PPI complaints. We have published this alongside CP15/39: Rules and guidance on payment protection insurance complaints. -
The FCA’s approach to the authorisation and supervision of Insurance Special Purpose Vehicles
The Financial Conduct Authority (FCA) is jointly consulting with the Prudential Regulation Authority (PRA) on the proposed approach to authorisation and supervision of Insurance Special Purpose Vehicles (ISPVs), which will facilitate Insurance -
TR13/2 - Mobile phone insurance - ensuring a fair deal for consumers
We undertake thematic projects to assess current and future risks in relation to a particular issue or product. This may be across a number of firms, within a specific part of the sector, or at market level. -
Joint FCA/CMA SME banking market study
The FCA responded to the CMA’s consultation on its provisional decision to refer the markets for personal current accounts and SME banking - In our response we make some general comments -
All UK Lenders (clone) (clone of FCA authorised firm)
We have published this statement in order to warn consumers against dealing with unauthorised firms. -
Building our societies through lending and savings
Speech by Emily Shepperd, FCA Chief Operating Officer at the Building Societies Annual Conference