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General Insurance pricing practices market study
We have published the final findings of our general insurance pricing practices market study. As part of this, we set out a package of remedies to address the concerns identified. -
FCA Final Notice 2014: David Lloyd Wren [pdf]
This final notice refers to breaches of PRIN 1 related to lack of fitness/propriety in the general insurance and protection sector. We imposed a withdrawal of approval, a fine and a prohibition. -
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Final Notice 2015: EDS Insure Limited [pdf]
This final notice refers to breaches of PRIN 11 related to threshold conditions in the general insurance and protection sector. We imposed a cancellation. -
General Insurance Portfolio Letter [pdf]
This letter outlines the FCA Supervision Strategy for Personal and Commercial Lines Insurance Intermediaries. -
Market Study 18/1.2: General insurance pricing practices - Interim Report [pdf]
The FCA published the interim report of its general insurance pricing practices market study. This is part of a package of FCA work to make general insurance markets work well for consumers. -
Final notice 2016: CT Capital Limited [pdf]
This final notice refers to breaches of PRIN 3 and PRIN 6 related to complaints-handling and the unfair treatment of customers in the general insurance and protection sector. We imposed a fine. -
Insurance: business practice, suitability and eligibility
The rules in ICOBS 7 were amended so they were closer to the wording in the Distance Marketing of Consumer Financial Services Directive (DMD). The requirements applying to insurers are unchanged. -
Final Notice 2020: Covrall Limited [pdf]
This final notice refers to a failure to satisfy the suitability threshold condition (COND) and to be open and co-operative with the Authority (PRIN 11) in the Consumer Credit sector and General Insurance Protection sector. We imposed a cancellation. -
FCA Final Notice 2014: Drain Claim Limited [pdf]
This final notice refers to breaches of TC related to threshold conditions in the general insurance and protection sector. We imposed a cancellation. -
FCA Final Notice 2013: Arch Motors Limited [pdf]
This final notice refers to breaches of PRIN 11 related to threshold conditions in the general insurance and protection sector. We imposed a cancellation.