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Showing 701 to 710 of 1021 search results for mortgage data and consumer research.

  1. CP16/2: Mortgage Credit Directive: Minor changes to our rules and guidance

    Consultation papers Published: 15/01/2016 Last modified: 23/02/2016
    mortgage contracts entered into by housing associations on or after 21 March 2016 will be outside the scope of our mortgages regime, where such lending is outside the scope of the ... Consultation paper 16/2 [PDF]. This consultation will particularly

  2. FCA confirms biggest shake-up to the overdraft market for a generation

    Press Releases Published: 07/06/2019 Last modified: 07/06/2019
    The Financial Conduct Authority (FCA) has today confirmed it is introducing reforms to fix a dysfunctional overdraft market. These changes will make overdrafts simpler, fairer, and easier to manage and will protect the millions of consumers that use

  3. Quarterly Consultation Paper No. 14: CP16/21

    Consultation papers Published: 02/09/2016 Last modified: 10/11/2016
    Last updated: 10/11/2016. We are proposing to:. make changes to the APR assumptions for consumer credit agreements. ... update the equity release rules in MCOB to facilitate the availability of lifetime mortgages where the consumer can choose to switch

  4. Occasional Paper No. 28: Preventing financial distress by predicting unaffordable consumer credit agreements: An applied framework

    Occasional papers Published: 31/07/2017 Last modified: 31/07/2017
    In this paper, we provide theoretical and practical evidence to help develop more effective affordability rules.

  5. PS21/1: Breathing Space Regulations: changes to our Handbook

    Policy statements Published: 26/02/2021 Last modified: 26/02/2021
    We’re consulting on some minor changes to our Handbook resulting from regulations on problem debt that are expected to come into force in England and Wales in May 2021.

  6. Our Rule Review Framework

    Corporate documents Published: 12/07/2023 Last modified: 10/01/2024
    The FCA have developed a draft Rule Review Framework to explain how it plans to monitor and review how its rules are working in practice.

  7. Andrew Bailey keynote speech on MiFID II at the European Independent Research Providers Association

    Speeches Published: 25/02/2019 Last modified: 25/02/2019
    Speech by Andrew Bailey, Chief Executive of the FCA, on the Markets in Financial Instruments Directive (MiFID II) at the European Independent Research Providers Association.

  8. Finalised Guidance: Mortgages and coronavirus: further updated tailored support guidance for firms

    Policy and guidance Finalised guidance Published: 25/03/2021 Last modified: 25/03/2021
    This guidance is designed to enable firms to continue to deliver support to customers affected by the coronavirus pandemic.

  9. The future of pensions: act today to plan for tomorrow

    Speeches Published: 13/03/2024 Last modified: 13/03/2024
    Speech by Nikhil Rathi delivered at JP Morgan Pensions and Savings Symposium

  10. Regulatory Developments and the Changing Market Structure

    Speeches Published: 12/03/2014 Last modified: 12/03/2014
    Speech by David Lawton, Director of Markets at the FCA, at the American Bar Association Capital Markets Conference, Law Society, London, Thursday 27 February 2014. This is the text of the speech as drafted, which may differ from the delivered version
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