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Showing 831 to 840 of 1022 search results for mortgage data and consumer research.
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FCA publishes outcome of testing behavioural remedies to address under repayment of credit card debt
The FCA has published the outcome of a programme of behavioural research. The research looked at different ways repayment options can be presented to credit card customers to encourage those making low repayments to repay more when they can afford -
Call for input to the post-implementation review of the FCA’s crowdfunding rules
In this paper we set out some of the recent developments across the crowdfunding sector and a number of concerns that we have identified in response. -
Occasional Paper No. 51: Using online experiments for behaviourally informed consumer policy
Consumer policy is informed by human behaviour but how do we measure this in a cost effective and relevant way? Online experiments help us focus our policy making decisions to act in consumers interests. -
CP15/39: Rules and guidance on payment protection insurance complaints
PPI research technical report [PDF]. This consultation affects:. consumers who were - or may have been - sold PPI. ... claims management companies, other paid advocates, and consumer organisations who take forward complaints about PPI on behalf of -
The Financial Conduct Authority seeks views on its approach to small businesses
The FCA’s own research has found that complex products, limited choice and poorly managed expectations may expose SMEs to risk; so can cognitive and behavioural biases. ... On 1 April 2014, the FCA took over responsibility for consumer credit regulation -
Tribunal upholds £80,000 fine for broker who lied about income and used falsified payslips in mortgage application
The Upper Tribunal (Tribunal) has upheld the decision of the Financial Conduct Authority (FCA) to impose a financial penalty of £80,000 on Amir Khan, director of Sovereign Worldwide Limited (Sovereign), for dishonestly submitting false income -
Findings from our investment platforms costs and charges review – good and poor practice
In our Investment Platforms Market Study we said we would keep the role of platforms in helping consumers understand their investment costs under review. -
FCA commences civil proceedings in relation to alleged unauthorised regulated mortgage contracts and sale & rent back agreements
The Financial Conduct Authority (FCA) has commenced proceedings in the High Court against London Property Investments (U.K) Limited (LPI), NPI Holdings Limited (NPI), Daniel Stevens (the sole director and shareholder of both companies) and his -
Martin Wheatley calls for greater transparency in the asset management sector at the 2013 FCA Asset Management Conference
A specific concern is that some asset managers are pushing the definition of ‘research’ by using client commissions to cover non eligible costs and services. ... Launching a consultation paper in November to clarify rules on research, including -
Speech: Darwin and an evolution in price discrimination
Specifically, ‘Big Data’, meaning increased availability of deep, long and wide consumer and other data and better analytics, will help firms discriminate. ... It was clear that this would terminate supply to certain consumers but also that loss of