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Showing 971 to 980 of 1022 search results for mortgage data and consumer research.
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Occasional Paper No. 47: Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding
We present the results of a series of experiments to investigate the effects of risk warnings in social media adverts on attractiveness, search and understanding. -
FCA publishes the findings of its work into annuities sales practices and retirement income market
The Government’s reforms increase the at-retirement choices facing consumers, so it is vital that consumers are properly supported in making their decisions. ... The review found evidence indicating that firms‘ sales practices are contributing to -
Finalised Guidance: Consumer Credit and coronavirus: updated Tailored Support Guidance for firms
This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of consumer credit customers. -
CP14/10: Proposals for a price cap on high-cost short-term credit
This consultation paper (CP) discusses our cap and the detailed research and analysis that we carried out to inform our proposals. ... We believe 100% balances protecting consumers and allowing firms to continue offering loans for different lengths of -
The FCA publishes latest review of sales incentives at retail financial services firms
All the major retail banks have either replaced or made substantial changes to financial incentive schemes, which played such a major role in the mis-selling scandals of recent years, the Financial Conduct Authority (FCA) revealed today. -
“We are using the eyes and ears of consumers” – FCA published its 2013/14 Annual Report
RDR six-month review. How the FCA intended to regulate consumer credit and payday lending. ... New rules under the Mortgage Market Review. Transitions Management Review. Retirement income study. -
CP18/35: Rent-to-own and alternatives to high-cost credit – feedback on CP18/12 and consultation on a price cap
This paper sets out our proposed price cap on the rent-to-own market, summarises feedback to CP18/12 on the questions we asked about rent-to-own, and sets out our final rules on a point-of-sale ban on extended warranties alongside the sale of an RTO -
FCA review finds evidence of life insurance and advisory firms ‘undermining the objectives of the RDR’ and consults on new guidance
The Financial Conduct Authority (FCA) has published a review to find out whether firms continue to be influenced by inducements from product providers, despite the Retail Distribution Review (RDR) coming into effect in January 2013 -
Beesley lecture: Economics, technology and data - Redefining the future of conduct regulation
So, yes, there was the normal financial analysis of firms and consumer research. ... Instead, interventions are guided by serious analytical research and data into what works in that particular market. -
Fair, transparent and competitive: the FCA’s vision for the asset management sector
Speech by Clive Adamson, FCA Director of Supervision, at the FCA Asset Management Conference, London. This is the text of the speech as drafted, which may differ from the delivered version.