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Showing 981 to 990 of 1022 search results for mortgage data and consumer research.

  1. Creating a fair and competitive environment for retail banking in the interests of consumers

    Speeches Published: 26/11/2014 Last modified: 26/11/2014
    Speech by Karina McTeague, Director of Retail Banking, the FCA. This is the text of the speech as drafted, which may differ from the delivered version.
  2. Firms must do more to ensure that they are always giving appropriate equity release advice, FCA review finds

    Press Releases Published: 17/06/2020 Last modified: 17/06/2020
    Firms must do more to ensure they are always giving appropriate advice to equity release consumers, an FCA review has found.
  3. ICAP Europe Limited fined £14 million for significant failings in relation to LIBOR

    Press Releases Published: 25/09/2013 Last modified: 04/11/2014
    Benchmark reference rates such as LIBOR also affect payments made under a wide range of other contracts including loans and mortgages. ... To support this it has three operational objectives: to secure an appropriate degree of protection for consumers;
  4. From Zeroes to Heroes: How culture in financial services can change for everyone’s benefit

    Speeches Published: 29/11/2022 Last modified: 08/01/2024
    Speech by Emily Shepperd, FCA Chief Operating Officer and ED Authorisations, delivered at the Culture and Conduct Forum for the Financial Services Industry.
  5. Credit card competition working fairly well but concern for customers in long-term debt

    Press Releases Published: 03/11/2015 Last modified: 26/10/2020
    The FCA has published its interim report into the credit card market, including its early thinking into potential remedies.
  6. Financial Lives 2022 survey: insights on vulnerability and financial resilience relevant to the rising cost of living

    Data Published: 20/10/2022 Last modified: 26/07/2023
    The FCA presents early data, from its latest Financial Lives survey, on vulnerability and financial resilience, and insights into the financial positions of UK consumers in May 2022. This data contributes to the evidence base on the rising cost of
  7. Occasional Paper No. 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour

    Occasional papers Published: 11/03/2015 Last modified: 11/03/2015
    Using rigorous statistical analysis of data from two large banks, including granular data on 500,000 customers from one bank, we show that annual summaries have no effect on consumer behaviour ... These services also appear to encourage consumers to
  8. Barclays fined £59.5 million for significant failings in relation to LIBOR and EURIBOR

    Press Releases Published: 27/06/2012 Last modified: 22/03/2013
    The Financial Services Authority (FSA) has today fined Barclays Bank Plc (Barclays) £59.5 million for misconduct relating to the London Interbank Offered Rate (LIBOR) and the Euro Interbank Offered Rate (EURIBOR). This is the largest fine ever
  9. Financial services regulation and enforcement: recent developments and emerging issues

    Speeches Published: 09/10/2013 Last modified: 10/10/2013
    Speech by Tracey McDermott, Director of Enforcement and Financial Crime at the NERA Economic Consulting seminar, London. This is the text of the speech as drafted, which may differ from the delivered version.
  10. A third of over 75s targeted by investment scams, as FCA urges consumers to take the time to check

    Press Releases Published: 05/12/2016 Last modified: 05/12/2016
    A fifth (22%) of over 55s and a third (32%) of over 75s believe they have been targeted by an investment scam in the last 3 years Over half (55%) of those who have invested in financial products did so on their own, rather than making the decision