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Showing 11 to 20 of 120 search results for occasional papers on behavioural economics.
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Occasional Paper No. 3: How does selling insurance as an add-on affect consumer decisions?
To facilitate this, we publish a series of Occasional Papers in financial regulation, extending across economics and other disciplines. ... As demonstrated in our Occasional Papers 1 and 2, we have been exploring practical ways of using behavioural -
Occasional Paper No. 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits
Occasional Paper No. 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits. ... Behavioural economics can help understand the mistakes consumers make, how firms respond to these mistakes and how this affects competition. -
Occasional Paper No. 7: Stimulating Interest: Reminding savers to act when rates decrease
Reminders make a notable difference to switching behaviour in savings accounts around the time of interest rate decreases. -
Speech: New thinking in regulatory economics
Changing the minds of a high proportion of consumers through interventions based on today’s ‘behavioural economics’ is typically rather hard. ... A thorough explanation of the application of behavioural thinking to financial regulation is in -
Occasional Paper No. 28: Preventing financial distress by predicting unaffordable consumer credit agreements: An applied framework
In this paper, we provide theoretical and practical evidence to help develop more effective affordability rules. -
Occasional Paper No. 23: Full disclosure: a round-up of FCA experimental research into giving information
This paper describes the results of eight experiments into giving information carried out by the FCA. -
Occasional Paper No. 39: Estimating the benefits of interventions that affect consumer behaviour
The aim of this Occasional Paper is to help us estimate the benefits of our interventions, while recognising the challenges. -
Promoting competition in the financial services sector
Christopher Woolard, Director of Policy, Risk and Research, the FCA, at the Future of Financial Services summit, London. This is the text of the speech as drafted, which may differ from the delivered version. -
A test of conscience
The occasional paper highlights the importance of leaders responding to these forward-looking questions as a matter of priority. ... Now, this is changing as the FCA engages on areas like behavioural economics, with banks also positively contributing to -
Occasional Paper No. 36: Sending out an SMS: The impact of automatically enrolling consumers into overdraft alerts
As part of the high-cost credit review, the FCA wanted to understand the impact of auto enrolling customers into overdraft and unpaid item (retry) alerts on customer overdrafting behaviour.