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FG17/8: Streamlined advice and consolidated guidance
This is our finalised guidance on streamlined advice and the fact find process. The summary of feedback outlines the response to our consultation. We have updated it to include guidance from our Advice Unit in response to queries received from -
FCA encourages firms to do more to support ageing population
This work will help us and the industry to develop our approach with the benefit of insights from others, in particular those representing the end consumers of these services.”. ... Insights from our stakeholders show that products and services can be -
Interest rates and risk-based credit limits in the UK credit card market
We studied variation in interest rates and credit limits to investigate how UK lenders base choices on customers' risk. -
An evaluation of our guaranteed asset protection insurance intervention
In this paper, we evaluate our September 2015 add-on guaranteed asset protection (GAP) insurance intervention. -
Occasional Paper No. 22: Price discrimination and cross-subsidy in financial services
We are publishing this paper to build a common understanding of our approach to certain pricing practices. ... Occasional Papers contribute to the work of the FCA by providing rigorous research results and stimulating debate. -
Occasional Paper No. 21: Asymmetries in Dark Pool Reference Prices
Occasional Papers contribute to the work of the FCA by providing rigorous research results and stimulating debate. ... The FCA endeavours to ensure that research outputs are correct, through checks including independent referee reports, but the nature of -
FCA to consult on new measures for cash savings account holders
Our package of measures are all about giving consumers the information they need to make an informed decision about what to do with their savings, and the ability to act on ... The design and content of these proposed summary boxes have been informed by -
FCA to consult on new rules for current account providers to publish information on service and performance
The Financial Conduct Authority (FCA) has today launched proposals to help customers make effective comparisons of the service levels available for personal current accounts and business current accounts. -
FCA highlights concerns when credit firms allow repeat borrowing
The FCA has today published the findings of a review into relending by firms that offer high-cost credit. -
Debt management firms must raise their game, says FCA
The emphasis is on creating a sector that works well for both firms and consumers. ... In May, the FCA released research which showed that some debt management providers were giving consumers poor advice and lacked the necessary training to advise