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General Insurance pricing practices market study
We have published the final findings of our general insurance pricing practices market study. As part of this, we set out a package of remedies to address the concerns identified. -
Market Study 18/1.2: General insurance pricing practices - Interim Report [pdf]
The FCA published the interim report of its general insurance pricing practices market study. This is part of a package of FCA work to make general insurance markets work well for consumers. -
MS18/1.2: Annex 1: Consumer outcomes technical annex [pdf]
This technical annex presents a broad set of analyses based on policy level data for home and motor non-commercial insurance policies undertaken in the context of the General Insurance Pricing Practices market study. This annex is part of the -
MS18/1.2: Annex 3: International comparisons [pdf]
As part of the General Insurance Pricing Practices Market Study, the FCA looked at home and motor insurance markets in other countries. The aim of this work was to understand how general insurance pricing practices in other countries differ to the UK -
MS18/1.2: Annex 6: Future trends in general insurance pricing research report [pdf]
The FCA asked Deloitte to identify the emergence of new business models and review their potential impact on pricing to understand the implications on potential remedies from the pricing review. This annex is part of the General Insurance Pricing -
MS18/1.1: General Insurance Pricing Practices Terms of reference [pdf]
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General Insurance Pricing Practices Market Study: Forum 2 - Product governance proposals [pdf]
Powerpoint for General Insurance Pricing Practices Market Study: Forum 2 - Product governance proposals. -
General Insurance Pricing Practices Market Study: Forum 3 - Auto-renewal and reporting proposals [pdf]
Powerpoint for General Insurance Pricing Practices Market Study: Forum 3 - Auto-renewal and reporting proposals. -
MS18/1.2: Annex 2: Business models and financial analysis technical annex [pdf]
This annex presents the financial analysis of firms in the motor and home insurance markets conducted as part of the market study. This annex is part of the General Insurance Pricing Practices Market Study Interim Report. -
MS18/1.2: Annex 4: Consumer survey report [pdf]
The Financial Conduct Authority (FCA) commissioned London Economics (in association with YouGov and Kudos Research) to conduct a study of consumer behaviour, understanding and attitudes in the home and motor insurance markets. The study is part of -
MS18/1.2: Annex 5: Consumer survey technical report [pdf]
This study for the Financial Conduct Authority (FCA), conducted by London Economics in association with YouGov and Kudos Research, forms part of the evidence base for the FCA’s General Insurance Pricing Practices Market Study. The study focuses on