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Showing 141 to 150 of 235 search results for papers Occasional Papers Nos.

  1. Occasional Paper No. 7: Stimulating Interest: Reminding savers to act when rates decrease

    Occasional papers Published: 20/01/2015 Last modified: 20/01/2015
    Reminders make a notable difference to switching behaviour in savings accounts around the time of interest rate decreases.
  2. Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?

    Occasional papers Published: 03/08/2016 Last modified: 19/01/2021
    This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted.
  3. Occasional Paper No. 49: Borrower subgroups and the path into distress: commonalities and differences

    Occasional papers Published: 08/01/2020 Last modified: 08/01/2020
    Occasional Paper 49
  4. Occasional Paper 56: Fair exchange: Presenting foreign exchange quotes to improve consumer choice

    Occasional papers Published: 01/09/2020 Last modified: 02/09/2020
    In this study, we tested 3 different practices for presenting cost and exchange rate information in an online experiment with a nationally representative sample of participants.
  5. FCA publishes occasional papers on behavioural economics exploring how people make financial decisions

    Press Releases Published: 10/04/2013 Last modified: 10/04/2013
    The Financial Conduct Authority (FCA) has published two occasional papers on behavioural economics to explore how people make financial decisions.
  6. Occasional Paper No. 12: Encouraging consumers to act at renewal: Evidence from field trials in the home and motor insurance markets

    Occasional papers Published: 03/12/2015 Last modified: 03/12/2015
    Occasional papers First published:. 03/12/2015. Last updated: 03/12/2015. Share page. ... We have published this Occasional Paper alongside CP15/41: Increasing transparency and engagement at renewal in general insurance markets.
  7. Occasional Paper No. 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits

    Occasional papers Published: 05/03/2015 Last modified: 05/03/2015
    Occasional Paper No. 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits. ... Occasional papers First published:. 05/03/2015. Last updated: 05/03/2015.
  8. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
    As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper
  9. Occasional Paper No. 54: When discounted rates end: the cost of taking action in the mortgage market

    Occasional papers Published: 10/03/2020 Last modified: 13/03/2020
    When an introductory mortgage rate expires the majority of borrowers remortgage, but a minority end up paying reversion interest rates. Who are these borrowers and how much could they benefit from remortgaging?
  10. Occasional Paper No. 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour

    Occasional papers Published: 11/03/2015 Last modified: 11/03/2015
    Occasional Paper No. 10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer banking behaviour. ... Occasional Paper No.10: Message received? The impact of annual summaries, text alerts and mobile apps on consumer