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Showing 211 to 220 of 389 search results for rules and guidance in our Consumer Credit sourcebook.

  1. Senior management functions

    Tasks for regulated firms Published: 12/05/2015 Last modified: 08/12/2022
    Learn about senior management functions (SMFs) and how we assess them.

  2. LIBOR and mortgage interest rates

    Consumers Your rights Published: 10/06/2021 Last modified: 20/03/2023
    LIBOR is an interest rate benchmark that’s being phased out. If your mortgage uses LIBOR, find out what you should expect to happen and what you need to do.

  3. FCA publishes Call for Input on the review of retained provisions of the Consumer Credit Act

    Press Releases Published: 18/02/2016 Last modified: 18/02/2016
    2) The matter is whether the repeal (in whole or in part) of provisions of the Consumer Credit Act 1974 would adversely affect the appropriate degree of protection for consumers.”. ... 5) The review must in particular consider—. (a) which provisions

  4. Consumer credit and coronavirus: additional guidance for firms (November 2020)

    Guidance consultations Published: 04/11/2020 Last modified: 04/11/2020
    This guidance applies in the exceptional circumstances arising out of the coronavirus pandemic (Covid-19) and its impact on the financial situation of consumer credit customers.

  5. FCA confirms biggest shake-up to the overdraft market for a generation

    Press Releases Published: 07/06/2019 Last modified: 07/06/2019
    The Financial Conduct Authority (FCA) has today confirmed it is introducing reforms to fix a dysfunctional overdraft market. These changes will make overdrafts simpler, fairer, and easier to manage and will protect the millions of consumers that use

  6. Accepting pension transfer referrals from overseas advisers: UK authorised firms’ responsibilities

    Pensions Published: 27/04/2023 Last modified: 27/04/2023
    The FCA highlights the increased risks to consumers when overseas firms refer defined benefit scheme members to UK firms for pension transfer advice.

  7. Personal loans and coronavirus: updated temporary guidance for firms

    Finalised guidance Published: 01/07/2020 Last modified: 20/11/2020
    This finalised guidance applies in the exceptional circumstances arising out of the coronavirus pandemic (Covid-19) and its impact on the financial situation of personal loans customers.​​​​​​​

  8. PS15/28: Capital resources requirements for personal investment firms (PIFs): feedback on CP15/17 and final rules

    Policy statements Published: 08/12/2015 Last modified: 11/08/2023
    Policy Statement on the main issues arising from CP15/17: Capital resources requirements for personal investment firms (PIFs) and publish the final rules.

  9. Credit cards (including retail revolving credit) and coronavirus: temporary guidance for firms

    Finalised guidance Published: 09/04/2020 Last modified: 13/01/2022
    FCA publishes temporary guidance on credit cards during the coronavirus situation

  10. Financial Conduct Authority confirms approach to improving responsibility and accountability in the banking sector

    Press Releases Published: 16/03/2015 Last modified: 16/03/2015
    The FCA has also published guidance consultation on ‘Risks to customers from performance management at firms’ relevant to all firms that deal with retail consumers. ... 1. In finalising the rules we will seek to make sure that we achieve our aim of