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FCA launches market study on competition in the mortgage sector
The FCA launched a market study to consider whether competition in the mortgage sector can be improved to benefit consumers. -
FCA response to Mortgage Lenders' commitment to help longstanding borrowers
certain circumstances – including whether this could be achieved through a voluntary agreement. -
Speech: Darwin and an evolution in price discrimination
The other existing customers who continue to buy the same amount lose through paying a higher price. ... Though probably not common, it could happen through price discrimination such as charging a low price to price-sensitive consumers in certain segments -
Research Note: Do consumers understand the risks associated with different ways of saving?
We use the FCA’s Financial Lives survey to explore the extent to which consumers understand the risks and potential returns associated with different ways of saving. -
Recovery plans – initial observations
before the firm breached its regulatory requirements). In this context, many plans failed to demonstrate through their scenario analysis that:. ... These plans failed to assess or incorporate a timeline of how the scenario might evolve from the point of -
FCA highlights areas of focus for firms implementing the Consumer Duty
With 6 months to go before the Consumer Duty comes into force, the Financial Conduct Authority (FCA) has published a review of how firms are planning to implement the Duty. -
FCA takes action against debt packager firms
5 firms have stopped providing regulated debt advice until further notice and the FCA has used formal powers to stop another firm from providing regulated advice -
DP14/3 The use of dealing commission regime
We have carried out a review on whether further changes are needed to deliver a more transparent and efficient asset management sector for end investors. -
Access to cash coverage in the UK 2023 Q2
The FCA provides an overview of geographical cash access coverage in the UK at the end of the second quarter (April to June) of 2023. -
MiFID II: applications for permissions needed now
MiFID II applies from 3 January 2018, and will deliver some important changes to financial services regulation in the UK.