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Showing 1271 to 1280 of 1503 search results for through our consumer research.

  1. Call for Input: Regulatory barriers to innovation in digital and mobile solutions

    Documents Published: 17/06/2015 Last modified: 25/08/2016
    One of the FCA’s operational objectives is to promote effective competition in the interests of consumers. ... Innovations often drive effective competition. Regulatory barriers, both in the UK and at EU level, can distort competition and discourage

  2. Occasional Paper No. 36: Sending out an SMS: The impact of automatically enrolling consumers into overdraft alerts

    Occasional papers Published: 31/05/2018 Last modified: 31/05/2018
    As part of the high-cost credit review, the FCA wanted to understand the impact of auto enrolling customers into overdraft and unpaid item (retry) alerts on customer overdrafting behaviour.

  3. CP14/16: Proposed rules for independent governance committees

    Consultation papers Published: 06/08/2014 Last modified: 29/05/2018
    consumers who have workplace personal pensions and consumer groups seeking better protection for consumers with workplace personal pensions. ... We intend to publish our policy statement and final rules for IGCs early in the New Year.

  4. FCA bans former Rabobank trader, Lee Stewart, following LIBOR fraud

    Press Releases Published: 30/07/2015 Last modified: 30/07/2015
    Mr Stewart was an experienced trader at Rabobank who, through his guilty plea, has admitted to participating in a criminal conspiracy to manipulate Libor over a prolonged period of time. ... PRA). On 1 April 2014, the FCA took over responsibility for

  5. Customers of three debt management firms should stop making payments

    News stories Published: 18/09/2014 Last modified: 13/11/2014
    Debt management customers of Gregson and Brooke Financial Services (trading as Expert Money Solutions), One Tick (trading as Debt Savers Direct and 1-Tick) and the Money Management Service should stop making payments to these firms.

  6. CP13/10: Detailed proposals for the FCA regime for consumer credit

    Consultation papers Published: 03/10/2013 Last modified: 30/08/2015
    In FSA CP13/7 we consulted on our high-level proposals for consumer credit firms. ... Our consultation CP13/10 Detailed proposals for the FCA regime for consumer credit is now closed.

  7. Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?

    Occasional papers Published: 25/07/2018 Last modified: 09/01/2020
    The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those

  8. Consumer warning on Flipping Cars Ltd and My Car Broker Ltd

    News stories Published: 02/09/2021 Last modified: 03/09/2021
    News story on Flipping Cars Ltd and My Car Broker Ltd agreeing with the FCA that it will no longer take any payments in advance from customers for its services to help customers source and purchase vehicles. 

  9. PS17/24: Handbook changes to reflect the new regulatory framework for Insurance-Linked Securities

    Policy statements Published: 10/01/2017 Last modified: 13/12/2017
    Policy Statement 17/24 (PS17/24) set out our near-final rule changes required to the FCA Handbook to incorporate the new regulated activity of insurance risk transformation. When we published PS17/24 on 1 November 2017 we had to publish near-final,

  10. FCA and OSC sign Co-operation Agreement to support innovative businesses

    Press Releases Published: 22/02/2017 Last modified: 22/02/2017
    Under a new Co-operation Agreement (Agreement), innovative FinTech businesses in Ontario and the United Kingdom will be able to seek support from their financial regulators as they seek to operate in the other’s market.