Personal accident sold as an add-on to motor or home insurance
Contracts of insurance sold as an add-on which fall within classes 1 or 2 of Schedule 1 to the Regulated Activities Order 2001, but are not medical expenses insurance, healthcare cash plans, travel insurance or creditor insurance.
Key: ++ - personal accident data for this firm relates to a motor extended personal accident product.
| Firm | Claims frequency | Claims acceptance rate | Average claims pay-out£ |
|---|---|---|---|
| Admiral Insurance (Gibraltar) Limited | Between 1 in 100 policies and 1 in 250 policies | 95% to 100% | £500 to £999 |
| Ageas Insurance Limited | Between 1 in 100 policies and 1 in 250 policies | 90% to 94.9% | £2,000 to £2,499 |
| Amtrust Europe Limited | Between 1 in 20,000 policies and 1 in 25,000 policies | 80% to 84.9% | £19,000 to £19,499 |
| Aviva Insurance Limited | Between 1 in 10,000 policies and 1 in 15,000 policies | 95% to 100% | £0 to £499 |
| Canopius Managing Agents Limited | Between 1 in 100,000 policies and 1 in 150,000 policies | 95% to 100% | £20,000 to £20,499 |
| esure Insurance Limited | Between 1 in 50,000 policies and 1 in 100,000 policies | 95% to 100% | £40,000 to £44,999 |
| Great Lakes Insurance SE | Between 1 in 1,000 policies and 1 in 2,499 policies | 95% to 100% | £1,500 to £1,999 |
| Liverpool Victoria Insurance Company Limited ++ | Between 1 in 100,000 policies and 1 in 150,000 policies | 95% to 100% | £100,000 to £100,499 |
| Tesco Underwriting Limited | Between 1 in 5,000 policies and 1 in 9,999 policies | 95% to 100% | £22,000 to £22,499 |
| The National Farmers' Union Mutual Insurance Society Limited | Between 1 in 1 policy and 1 in 99 policies | 95% to 100% | £9,000 to £9,499 |
| Zenith Insurance Plc | Between 1 in 500 policies and 1 in 1,000 policies | 90% to 94.9% | £1,000 to £1,499 |