Rent-to-own, buy-now pay-later and pawnbroking agreements and coronavirus: draft temporary updated guidance for firms

This draft guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of rent-to-own, buy-now pay-later and pawnbroking customers.

November 2020 update: On 19 November 2020 we provided updated finalised guidance on consumer credit and coronavirus.  

 

Read Rent-to-own, buy-now pay-later and pawnbroking and coronavirus: proposed update to temporary guidance for firms

On 24 April 2020, we published guidance setting out our expectation that firms should provide, for a temporary period only, exceptional and immediate support to consumers facing payment difficulties due to circumstances arising out of coronavirus.

Today we have announced proposals which would provide continued support for users of rent-to-own, buy-now pay-later and pawnbroking products.

We are proposing to disapply some rules in order to give effect to this guidance.

How to respond

We would welcome comments from stakeholders on this draft guidance by 5pm on Monday 6 July.

Please send your comments to: [email protected]