We provide our first full year of general insurance value measures data, for January to December 2022. This follows our previous publication of value measures data (for July to December 2021) in November 2022.
General insurance is an important product for consumers and provides essential protection to consumers. Our latest data and our ongoing interactions with firms, shows that some general insurance firms may be failing to comply with our rules around offering fair value as required by PROD4 and delivering good outcomes for their consumers under the Consumer Duty.
In our previous publication we said we were concerned that the data showed individual firms, or products, were not providing fair value. Despite this, the new data suggests that there are still several examples where individual firms, or products do not appear to be providing fair value. So, we have written to GAP insurers informing them that we do not think they are likely to be meeting our PROD rules or providing fair value to customers. We have given these firms a month to propose how they will address the position. Where firms are not able to demonstrate that they are in compliance with our rules, we will consider using our regulatory powers. Our concerns are set out in the section below, and as well as applying to GAP insurance, may have relevance to other Value Measures products.
Whilst this action is on GAP insurance, many of the concerns we see are potentially related to wider issues and so firms’ Boards should take note of this action and make sure they are meeting their product governance requirements across all retail products. We have emphasised this further in our recent portfolio letters to insurance firms.
1. Our concerns
Value is the relationship between the overall price to the customer and the quality of service or benefit provided. Whether a product is delivering fair value will depend on a range of factors that firms should already be considering. For example, the nature of the product, the type and quality of service provided (including by parties in the distribution chain), the overall costs of manufacture and distribution and the quality of any benefit.
Firms should already be meeting their obligations as set out under PROD4 and our Consumer Duty.
We have concerns in 3 main areas:
- the extent and quality to which insurance firms have implemented and embedded these rules overall
- certain firms and specific products where intelligence shows that customers may not be receiving fair value – and whether firms are able to show that their value assessment of those products is in line with our rules
- initial indications from our supervision of firms shows deficiencies in product governance and a lack of adequate management information
We are particularly concerned that some distribution arrangements we saw do not clearly demonstrate how fair value is being delivered. We have seen what would appear to be high commission levels, and it was not clear how these products were being assessed to show they were consistent with fair value. For example, we have seen high levels of commission in distribution chains for what appears to be a standard non-advised sale, where it was not clear how the commission levels had been assessed to support the delivery of fair value.
Addressing these concerns is a key focus and over the coming months we will comment further on the action we are taking to address them.
2. What the data shows
We have looked at total claims costs as a proportion of total premiums paid. At an aggregated product level (where a minimum of 5 firms reported data):
- Claims costs as a proportion of premium range from 4% for GAP Insurance (Add on) to 65% for Motor (All), with the median in that range at 35%.
- Many of the products we commented on last time appear to still have the lowest proportion of claims costs to premiums written. These products include 4% for GAP Insurance (Add-on) (5% H2 2021), 7% for GAP Insurance (Standalone) (8% H2 2021) and 15% for Excess Protection (for Motor Insurance) (Add-on) (10% H2 2021).
- The larger retail insurance products recorded claims costs as a proportion of premiums written of 65% for Motor Insurance (all) and 50% for Home Insurance (buildings and contents combined). Travel Insurance (Annual European) (All) and Travel Insurance (Single Trip) (Standalone) were around 32% (9% and 18% respectively H2 2021), with the upwards shift in travel insurance likely to relate significantly to the lifting of travel restrictions coming out of the pandemic (Covid-19).
- Some add-ons reported a much lower proportion of premium paid out as claims compared to the corresponding standalone product. But we suspect firms may be taking an inconsistent approach around reporting products as add-on or standalone – and we will look further to improve clarity for the next publication.
This is the second dataset, and the first covering a full 12-month period. Users of the data can download the data tables and filter the firm specific information by product to explore the distribution of value measures across different firms.
Download GI value measures 2022 (XLSX)
View the GI values measures tables
Users of this data have fed back to us that useability could be improved. The presentation of the data was consulted on, and we have made every effort to make the data as easy to use as possible. We will look at further improvements in the future.
We will be collecting data in February 2024 for the period January-December 2023 – and will publish this later in 2024.
3. Explaining the data and data quality
Many factors potentially contribute to the value profile of a General Insurance product – and it is important to consider all these factors rather than single metrics in isolation.
Some important factors will not be identifiable in the data but will influence the results. For example, business mix, age of the product, duration of policy (some products in our sample may have terms longer than 12 months), target market, and volume of business could create significant variation across products or firms. External factors such as climate patterns, inflation or societal issues could also have an impact.
Users of this data should apply caution if comparing the data for January to December 2022 with our previous publication covering June to December 2021. The reporting periods are different, and the earlier dataset is more likely to be affected by the impact of the Covid-19 pandemic. For example, the % of premiums paid out in claims for Annual European Travel Insurance has gone from around 9% to 32%, which is likely to relate to the lifting of travel restrictions.
Firms are responsible for submitting complete and accurate data. We have taken steps to challenge and remediate material data quality issues where we have identified them. Ahead of the data collection, we also shared lessons with firms on data quality from our first publication. It is possible that reporting inaccuracies or inconsistencies may still exist between firms. Issues we have identified within this data collection include:
- the potential for inconsistent interpretation of ‘add-on’ versus ‘standalone products’
- whether some firms may be misunderstanding reporting requirements and duplicating data submitted by other firms
We will engage with firms ahead of the next data collection to explore and clarify any areas of confusion and improve data quality.
4. Why we are publishing
We committed to publish the GI value measures data in Policy Statement PS20/9.
The data provides firms, market commentators and organisations such as consumer groups, with common indicators of value across a range of GI products. By publishing this information, we aim to create incentives for firms to compete on broader elements of product value rather than price alone, and to improve the value of the products and services they offer consumers.
The data is not designed to support consumers directly while making decisions about insurance products. The data is also historic so may not reflect products and prices available today. If consumers have questions about the value of their insurance products, they should raise these with their insurer or broker directly. It is important that consumers understand what cover they are getting – and firms must make that clear to consumers during the sales journey.
5. What the data includes
The data includes firm specific information on claims frequencies, claims acceptance rates, average claims pay-outs and claims complaints as a proportion of claims, for a wide range of retail GI products.
Firms are required to report for relevant products sold to consumers in the UK where total retail premiums (written) are above £400,000 in the reporting period, and where there are more than 3,000 policies in force during the reporting period. We are publishing data about individual firms where the same reporting threshold is met at a granular product level.
We have included additional contextual information at an aggregate product level to help readers interpret the data. For example, we have calculated the proportion of money raised in premiums that insurers paid out in claims. Our aggregated product level data only includes products where 5 or more firms submitted data.
In Policy Statement PS20/9 we said that we would not require firms to report claims cost information for legal expenses insurance or vehicle breakdown insurance. The data does not include related metrics for these products.
6. Data tables
| Product Category | Claims Frequency | Claims acceptance rate | Average claims payout | Claim complaints as a % of claims | Average number of policies in force | Total retail premiums(written) | % of premiums paid out in claims |
|---|---|---|---|---|---|---|---|
| GAP insurance (Add-on) | 0.34% | 95.59% | £2,201.00 | 3.78% | 567,895 | £74,726,828.00 | 4.37% |
| GAP insurance (Stand-alone) | 1.80% | 99.30% | £529.86 | 0.63% | 1,851,075 | £233,690,641.00 | 6.87% |
| Excess protection (for motor insurance) (Add-on) | 3.26% | 99.27% | £404.78 | 0.90% | 327,714 | £25,600,145.00 | 14.63% |
| Personal accident (Add-on) | 0.17% | 96.06% | £2,191.67 | 1.90% | 2,723,116 | £49,514,225.00 | 18.52% |
| Personal accident (Stand-alone) | 0.58% | 84.59% | £3,178.85 | 5.71% | 1,326,927 | £93,739,529.00 | 19.50% |
| Payment protection (credit card,store cards and personal loans) (All) | 0.77% | 86.46% | £3,491.61 | 6.09% | 469,712 | £37,023,469.00 | 22.20% |
| Home emergency (Add-on) | 3.65% | 86.54% | £187.17 | 4.36% | 4,221,816 | £87,711,607.00 | 26.23% |
| Payment protection (mortgage) (All) | 2.47% | 92.24% | £3,833.82 | 6.97% | 194,311 | £64,057,349.00 | 27.76% |
| Excess protection (for motor insurance) (Stand-alone) | 1.50% | 97.77% | £403.68 | 0.51% | 1,981,999 | £23,717,634.00 | 29.73% |
| Key cover (Add-on) | 1.32% | 86.76% | £314.98 | 3.71% | 1,300,227 | £12,554,653.00 | 30.60% |
| Travel - annual european (All) | 6.07% | 76.15% | £1,146.91 | 4.08% | 2,094,389 | £231,650,445.00 | 31.56% |
| Travel - single trip (Stand-alone) | 7.16% | 73.14% | £1,150.61 | 3.54% | 4,754,686 | £550,136,289.00 | 32.37% |
| Vehicle cosmetic insurance (Stand-alone) | 27.82% | 89.35% | £275.05 | 1.01% | 380,889 | £68,914,595.00 | 33.69% |
| Home emergency (Stand-alone) | 33.70% | 97.08% | £135.35 | 11.92% | 9,305,690 | £1,196,698,550.00 | 33.76% |
| Home - contents only (All) | 3.00% | 76.12% | £1,573.77 | 5.68% | 4,196,679 | £437,495,107.00 | 35.14% |
| Extended warranty - motor (Stand-alone) | 23.42% | 87.66% | £781.02 | 1.22% | 359,035 | £139,601,493.00 | 39.04% |
| Extended warranty - electrical goods (Stand-alone) | 13.75% | 99.19% | £150.32 | 4.90% | 9,514,957 | £470,115,517.00 | 41.46% |
| Travel - annual worldwide (All) | 10.88% | 81.56% | £1,827.55 | 4.34% | 1,858,512 | £366,423,736.00 | 41.93% |
| Dental insurance (All) | 6.63% | 94.72% | £121.79 | 1.76% | 1,403,634 | £25,214,702.00 | 42.33% |
| Gadget (including mobile phone) (Add-on) | 12.84% | 97.68% | £401.64 | 5.35% | 2,249,988 | £238,245,176.00 | 43.99% |
| Pet - time limited (All) | 25.75% | 89.33% | £571.61 | 1.50% | 985,130 | £253,742,941.00 | 49.93% |
| Home - (buildings and contents combined) (All) | 5.47% | 76.32% | £3,733.28 | 8.72% | 14,504,167 | £4,185,398,837.00 | 50.37% |
| Pet - maximum benefit (All) | 24.66% | 93.99% | £672.78 | 1.50% | 584,270 | £175,775,765.00 | 50.63% |
| Home - buildings only (All) | 3.19% | 67.59% | £4,856.18 | 11.09% | 2,043,239 | £394,434,435.00 | 56.89% |
| Gadget (including mobile phone) (Stand-alone) | 10.59% | 92.28% | £343.59 | 7.75% | 4,980,898 | £272,156,301.00 | 57.42% |
| Motor cycle (All) | 5.68% | 98.42% | £4,557.57 | 3.80% | 1,326,789 | £291,759,800.00 | 60.67% |
| Motor (All) | 10.62% | 99.06% | £3,283.14 | 5.37% | 33,457,784 | £14,610,008,799.00 | 64.51% |
| Pet - covered for life (All) | 46.68% | 95.34% | £551.62 | 0.95% | 4,019,516 | £1,445,106,411.00 | 65.04% |
| Healthcare cash plan (All) | 202.17% | 92.91% | £62.71 | 0.10% | 2,209,370 | £388,077,375.00 | 66.83% |
| After the event legal expenses (All) | 4.22% | 91.75% | 0.40% | 446,586 | £116,464,502.00 | ||
| Before the event legal expenses - home (All) | 0.27% | 52.95% | 9.12% | 10,596,969 | £175,172,040.00 | ||
| Before the event legal expenses - motor (All) | 0.95% | 96.43% | 0.23% | 19,752,408 | £276,821,823.00 | ||
| Vehicle breakdown (Add-on) | 11.65% | 93.74% | 1.75% | 7,463,535 | £314,853,667.00 | ||
| Vehicle breakdown (Stand-alone) | 33.66% | 96.41% | 2.09% | 7,930,885 | £882,176,259.00 |
| Firm name | Product Category | Claims acceptance rate | Claims frequency | Claims complaints as a % of claims | Average claims payout |
|---|---|---|---|---|---|
| 247 Home Assist Limited | Home emergency (Stand-alone) | 85 - 90% | 55 - 60% | 0 - 5% | £0 - 500 |
| AA Underwriting Insurance Company Limited | Home - contents only (All) | 70 - 75% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| AA Underwriting Insurance Company Limited | Home - buildings only (All) | 50 - 55% | 0 - 5% | 20 - 25% | £3500 - 4000 |
| AA Underwriting Insurance Company Limited | Home - (buildings and contents combined) (All) | 55 - 60% | 0 - 5% | 15 - 20% | £3000 - 3500 |
| AA Underwriting Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £4000 - 4500 |
| Able Insurance Services Ltd | Motor (All) | 80 - 85% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Acasta European Insurance Company Limited | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Acasta European Insurance Company Limited | Wedding and party insurance (All) | 95 - 100% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Acasta European Insurance Company Limited | Extended warranty - furniture (Stand-alone) | 80 - 85% | 0 - 5% | 0 - 5% | £0 - 500 |
| Acasta European Insurance Company Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Acasta European Insurance Company Limited | Extended warranty - motor (Stand-alone) | 70 - 75% | 5 - 10% | 0 - 5% | £0 - 500 |
| Acasta European Insurance Company Limited | Alloy Wheel insurance (Stand-alone) | 90 - 95% | 10 - 15% | 0 - 5% | £0 - 500 |
| Acasta European Insurance Company Limited | Extended warranty - electrical goods (Stand-alone) | 95 - 100% | 20 - 25% | 0 - 5% | £0 - 500 |
| Acasta European Insurance Company Limited | Vehicle cosmetic insurance (Stand-alone) | 95 - 100% | 45 - 50% | 0 - 5% | £1000 - 1500 |
| Accredited Insurance (Europe) Ltd | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Accredited Insurance (Europe) Ltd | Before the event legal expenses - home (All) | 15 - 20% | 0 - 5% | 30 - 35% | |
| Accredited Insurance (Europe) Ltd | Motor cycle (All) | 95 - 100% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Accredited Insurance (Europe) Ltd | Home - contents only (All) | 90 - 95% | 0 - 5% | 5 - 10% | £1000 - 1500 |
| Accredited Insurance (Europe) Ltd | Home - buildings only (All) | 75 - 80% | 0 - 5% | 5 - 10% | £3000 - 3500 |
| Accredited Insurance (Europe) Ltd | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 5 - 10% | £2000 - 2500 |
| Accredited Insurance (Europe) Ltd | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £2500 - 3000 |
| Accredited Insurance (Europe) Ltd | Home emergency (Add-on) | 85 - 90% | 5 - 10% | 20 - 25% | £0 - 500 |
| Acromas Insurance Company Limited | Before the event legal expenses - home (All) | 35 - 40% | 0 - 5% | 0 - 5% | |
| Acromas Insurance Company Limited | Before the event legal expenses - motor (All) | 80 - 85% | 0 - 5% | 0 - 5% | |
| Acromas Insurance Company Limited | Home - contents only (All) | 75 - 80% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Acromas Insurance Company Limited | Home - buildings only (All) | 75 - 80% | 0 - 5% | 5 - 10% | £3000 - 3500 |
| Acromas Insurance Company Limited | Home - (buildings and contents combined) (All) | 70 - 75% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Acromas Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 10 - 15% | £3000 - 3500 |
| Acromas Insurance Company Limited | Pet - maximum benefit (All) | 75 - 80% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Action 365 Ltd | Motor (All) | 95 - 100% | 15 - 20% | 5 - 10% | £2000 - 2500 |
| Advantage Insurance Company Limited | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 15 - 20% | £3000 - 3500 |
| Advantage Insurance Company Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Advantage Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £2500 - 3000 |
| Ageas Insurance Limited | GAP insurance (Stand-alone) | 90 - 95% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Ageas Insurance Limited | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Ageas Insurance Limited | Personal accident (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Ageas Insurance Limited | Key cover (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Ageas Insurance Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 0 - 5% | £7000 - 7500 |
| Ageas Insurance Limited | Travel - annual worldwide (All) | 85 - 90% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Ageas Insurance Limited | Home - buildings only (All) | 60 - 65% | 0 - 5% | 5 - 10% | £4500 - 5000 |
| Ageas Insurance Limited | Home - contents only (All) | 75 - 80% | 0 - 5% | 5 - 10% | £1000 - 1500 |
| Ageas Insurance Limited | Home - (buildings and contents combined) (All) | 65 - 70% | 0 - 5% | 5 - 10% | £4500 - 5000 |
| Ageas Insurance Limited | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Ageas Insurance Limited | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £3500 - 4000 |
| Ageas Insurance Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 15 - 20% | 0 - 5% | |
| Ageas Insurance Limited | Vehicle breakdown (Add-on) | 85 - 90% | 20 - 25% | 0 - 5% | |
| Aioi Nissay Dowa Insurance UK Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Aioi Nissay Dowa Insurance UK Limited | Vehicle cosmetic insurance (Stand-alone) | 80 - 85% | 10 - 15% | 0 - 5% | £0 - 500 |
| Aioi Nissay Dowa Insurance UK Limited | Motor (All) | 95 - 100% | 10 - 15% | 5 - 10% | £10000 - 10500 |
| AllClear Insurance Services Ltd | Travel - annual worldwide (All) | 90 - 95% | 10 - 15% | 5 - 10% | £1500 - 2000 |
| AllClear Insurance Services Ltd | Travel - annual european (All) | 90 - 95% | 10 - 15% | 5 - 10% | £1000 - 1500 |
| AllClear Insurance Services Ltd | Travel - single trip (Stand-alone) | 85 - 90% | 15 - 20% | 5 - 10% | £1000 - 1500 |
| Allianz Insurance Plc | Before the event legal expenses - home (All) | 60 - 65% | 0 - 5% | 5 - 10% | |
| Allianz Insurance Plc | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Allianz Insurance Plc | After the event legal expenses (All) | 95 - 100% | 10 - 15% | 0 - 5% | |
| Allianz Insurance Plc | Pet - time limited (All) | 85 - 90% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Allianz Insurance Plc | Pet - covered for life (All) | 90 - 95% | 40 - 45% | 0 - 5% | £500 - 1000 |
| Alwyn Insurance Company Limited | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Alwyn Insurance Company Limited | Before the event legal expenses - home (All) | 95 - 100% | 0 - 5% | 15 - 20% | |
| Alwyn Insurance Company Limited | Key cover (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Alwyn Insurance Company Limited | Personal accident (Add-on) | 70 - 75% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Alwyn Insurance Company Limited | Before the event legal expenses - other (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Alwyn Insurance Company Limited | Home emergency (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Alwyn Insurance Company Limited | Motor (All) | 90 - 95% | 10 - 15% | 0 - 5% | £4000 - 4500 |
| Alwyn Insurance Company Limited | Vehicle breakdown (Add-on) | 95 - 100% | 20 - 25% | 0 - 5% | |
| Alwyn Insurance Company Limited | Motor cycle (All) | 95 - 100% | 65 - 70% | 0 - 5% | £4500 - 5000 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Personal accident (Stand-alone) | 75 - 80% | 0 - 5% | 0 - 5% | £3000 - 3500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Extended warranty - electrical goods (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Healthcare cash plan (All) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 5 - 10% | 0 - 5% | £0 - 500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £9000 - 9500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 10 - 15% | 10 - 15% | £0 - 500 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Travel - single trip (Stand-alone) | 70 - 75% | 10 - 15% | 5 - 10% | £500 - 1000 |
| AMERICAN INTERNATIONAL GROUP UK LIMITED | Home - (buildings and contents combined) (All) | 95 - 100% | 15 - 20% | 0 - 5% | £25000 - 25500 |
| AMS Insurance Services Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Amtrust Europe Limited | Before the event legal expenses - home (All) | 55 - 60% | 0 - 5% | 10 - 15% | |
| Amtrust Europe Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £3000 - 3500 |
| Amtrust Europe Limited | Payment protection (mortgage) (All) | 90 - 95% | 0 - 5% | 10 - 15% | £2500 - 3000 |
| Amtrust Europe Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Amtrust Europe Limited | Home emergency (Add-on) | 80 - 85% | 0 - 5% | 0 - 5% | £0 - 500 |
| Amtrust Europe Limited | Payment protection (credit card,store cards and personal loans) (All) | 90 - 95% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Amtrust Europe Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 5 - 10% | 0 - 5% | £0 - 500 |
| Amtrust Europe Limited | After the event legal expenses (All) | 90 - 95% | 5 - 10% | 0 - 5% | |
| Amtrust Europe Limited | Vehicle breakdown (Add-on) | 90 - 95% | 10 - 15% | 0 - 5% | |
| Amtrust Europe Limited | Vehicle cosmetic insurance (Stand-alone) | 90 - 95% | 40 - 45% | 0 - 5% | £0 - 500 |
| Amtrust Europe Limited | Home emergency (Stand-alone) | 85 - 90% | 45 - 50% | 0 - 5% | £0 - 500 |
| Ancile Insurance Group Ltd | Travel - annual worldwide (All) | 85 - 90% | 0 - 5% | 5 - 10% | £3000 - 3500 |
| Ancile Insurance Group Ltd | Travel - single trip (Stand-alone) | 85 - 90% | 0 - 5% | 5 - 10% | £2000 - 2500 |
| Ancile Insurance Group Ltd | Travel - annual european (All) | 85 - 90% | 5 - 10% | 5 - 10% | £1500 - 2000 |
| Animal Friends Insurance Services Ltd | Pet - accident only (All) | 70 - 75% | 5 - 10% | 0 - 5% | £500 - 1000 |
| Animal Friends Insurance Services Ltd | Pet - maximum benefit (All) | 90 - 95% | 10 - 15% | 0 - 5% | £0 - 500 |
| Animal Friends Insurance Services Ltd | Pet - time limited (All) | 85 - 90% | 25 - 30% | 0 - 5% | £0 - 500 |
| Animal Friends Insurance Services Ltd | Pet - covered for life (All) | 95 - 100% | 55 - 60% | 0 - 5% | £0 - 500 |
| ARAG Allgemeine Versicherungs-Aktiengesellschaft | Before the event legal expenses - home (All) | 70 - 75% | 0 - 5% | 0 - 5% | |
| ARAG Allgemeine Versicherungs-Aktiengesellschaft | Vehicle breakdown (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Arc Legal Assistance Limited | Personal accident (Add-on) | 50 - 60% | 0 - 5% | 0 - 5% | £6000 - 6500 |
| Arc Legal Assistance Limited | Before the event legal expenses - other (All) | 40 - 45% | 0 - 5% | 5 - 10% | |
| Arc Legal Assistance Limited | Before the event legal expenses - home (All) | 30 - 35% | 0 - 5% | 0 - 5% | |
| Arc Legal Assistance Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Arc Legal Assistance Limited | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Arc Legal Assistance Limited | Home emergency (Add-on) | 75 - 80% | 0 - 5% | 0 - 5% | £0 - 500 |
| Arc Legal Assistance Limited | Vehicle breakdown (Add-on) | 95 - 100% | 10 - 15% | 0 - 5% | |
| Arch Insurance (UK) Limited | Payment protection (mortgage) (All) | 95 - 100% | 0 - 5% | 0 - 5% | £208000 - 208500 |
| Arch Managing Agency Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Arch Managing Agency Limited | Extended warranty - motor (Stand-alone) | 75 - 80% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Arkel Limited | Home - (buildings and contents combined) (All) | 85 - 90% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Assurant General Insurance Limited | Extended warranty - electrical goods (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Assurant General Insurance Limited | Gadget (including mobile phone) (Add-on) | 95 - 100% | 15 - 20% | 5 - 10% | £0 - 500 |
| Assurant General Insurance Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 20 - 25% | 5 - 10% | £0 - 500 |
| Astrenska Insurance Limited | Personal accident (Add-on) | 95 - 100% | 0 - 5% | 15 - 20% | |
| Astrenska Insurance Limited | Key cover (Add-on) | 80 - 85% | 0 - 5% | 0 - 5% | £0 - 500 |
| Astrenska Insurance Limited | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Astrenska Insurance Limited | Gadget (including mobile phone) (Add-on) | 90 - 95% | 0 - 5% | 10 - 15% | £0 - 500 |
| Astrenska Insurance Limited | Home emergency (Add-on) | 80 - 85% | 5 - 10% | 5 - 10% | £0 - 500 |
| Astrenska Insurance Limited | Travel - annual european (All) | 85 - 90% | 5 - 10% | 5 - 10% | £1000 - 1500 |
| Astrenska Insurance Limited | Travel - annual worldwide (All) | 85 - 90% | 10 - 15% | 0 - 5% | £1000 - 1500 |
| Astrenska Insurance Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | |
| Astrenska Insurance Limited | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 15 - 20% | 0 - 5% | £500 - 1000 |
| Astrenska Insurance Limited | Extended warranty - electrical goods (Stand-alone) | 90 - 95% | 15 - 20% | 0 - 5% | £0 - 500 |
| Astrenska Insurance Limited | Travel - single trip (Stand-alone) | 80 - 85% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Astrenska Insurance Limited | Extended warranty - electrical goods (Add-on) | 95 - 100% | 20 - 25% | 0 - 5% | £0 - 500 |
| Astrenska Insurance Limited | Travel - single trip (Add-on) | 80 - 85% | 25 - 30% | 0 - 5% | £0 - 500 |
| Astrenska Insurance Limited | Vehicle breakdown (Add-on) | 95 - 100% | 40 - 45% | 0 - 5% | |
| Asurion Europe Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 5 - 10% | 0 - 5% | £0 - 500 |
| Atlas Insurance PCC Limited | Pet - covered for life (All) | 95 - 100% | 70 - 75% | 0 - 5% | £0 - 500 |
| Autoguard Warranties Limited | GAP insurance (Add-on) | 50 - 60% | 0 - 5% | 0 - 5% | |
| Autohome Insurance Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | |
| Automobile Association Insurance Services Limited | Vehicle breakdown (Add-on) | 90 - 95% | 10 - 15% | 0 - 5% | |
| Automobile Association Insurance Services Limited | Parts and garage cover (All) | 85 - 90% | 25 - 30% | 0 - 5% | £0 - 500 |
| Automobile Association Insurance Services Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 40 - 45% | 0 - 5% | |
| AutoProtect (MBI) Ltd | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| AutoProtect (MBI) Ltd | Key cover (Stand-alone) | 55 - 60% | 0 - 5% | 0 - 5% | £0 - 500 |
| AutoProtect (MBI) Ltd | Tyre cover (Stand-alone) | 90 - 95% | 15 - 20% | 0 - 5% | £0 - 500 |
| AutoProtect (MBI) Ltd | Extended warranty - motor (Stand-alone) | 60 - 65% | 25 - 30% | 0 - 5% | £0 - 500 |
| AutoProtect (MBI) Ltd | Alloy Wheel insurance (Stand-alone) | 95 - 100% | 25 - 30% | 0 - 5% | £0 - 500 |
| AutoProtect (MBI) Ltd | Vehicle cosmetic insurance (Stand-alone) | 85 - 90% | 25 - 30% | 0 - 5% | £0 - 500 |
| Autorama UK Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Aviva Insurance Limited | Before the event legal expenses - home (All) | 30 - 35% | 0 - 5% | 10 - 15% | |
| Aviva Insurance Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Aviva Insurance Limited | Home - buildings only (All) | 65 - 70% | 0 - 5% | 5 - 10% | £4000 - 4500 |
| Aviva Insurance Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 5 - 10% | £7500 - 8000 |
| Aviva Insurance Limited | Home - contents only (All) | 60 - 65% | 0 - 5% | 5 - 10% | £2000 - 2500 |
| Aviva Insurance Limited | Travel - annual european (All) | 75 - 80% | 5 - 10% | 0 - 5% | £1000 - 1500 |
| Aviva Insurance Limited | Home - (buildings and contents combined) (All) | 70 - 75% | 5 - 10% | 5 - 10% | £3500 - 4000 |
| Aviva Insurance Limited | Travel - annual worldwide (All) | 80 - 85% | 10 - 15% | 5 - 10% | £1000 - 1500 |
| Aviva Insurance Limited | Motor (All) | 95 - 100% | 10 - 15% | 5 - 10% | £3000 - 3500 |
| Aviva Insurance Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| Aviva Insurance Limited | Travel - single trip (Stand-alone) | 75 - 80% | 15 - 20% | 0 - 5% | £1000 - 1500 |
| Aviva Insurance Limited | Home emergency (Stand-alone) | 95 - 100% | 30 - 35% | 5 - 10% | £0 - 500 |
| AWP Assistance UK Ltd | Ticket cancellation insurance (All) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| AWP Assistance UK Ltd | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 5 - 10% | 0 - 5% | £0 - 500 |
| AWP Assistance UK Ltd | Home emergency (Stand-alone) | 80 - 85% | 5 - 10% | 0 - 5% | £0 - 500 |
| AWP Assistance UK Ltd | Travel - annual european (All) | 90 - 95% | 5 - 10% | 0 - 5% | £500 - 1000 |
| AWP Assistance UK Ltd | Extended warranty - motor (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | £500 - 1000 |
| AWP Assistance UK Ltd | Travel - annual worldwide (All) | 95 - 100% | 20 - 25% | 0 - 5% | £2000 - 2500 |
| AWP Assistance UK Ltd | Travel - single trip (Stand-alone) | 85 - 90% | 30 - 35% | 0 - 5% | £1000 - 1500 |
| AWP Assistance UK Ltd | Vehicle breakdown (Stand-alone) | 80 - 85% | 65 - 70% | 0 - 5% | |
| AXA France IARD | GAP insurance (Stand-alone) | 85 - 90% | 0 - 5% | 10 - 15% | £5000 - 5500 |
| AXA France IARD | Personal accident (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £9000 - 9500 |
| AXA Insurance Designated Activity Company | Home - buildings only (All) | 60 - 65% | 0 - 5% | 15 - 20% | £4000 - 4500 |
| AXA Insurance Designated Activity Company | Home - (buildings and contents combined) (All) | 55 - 60% | 0 - 5% | 10 - 15% | £7500 - 8000 |
| AXA Insurance Designated Activity Company | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £6000 - 6500 |
| AXA Insurance Designated Activity Company | Vehicle breakdown (Add-on) | 80 - 85% | 5 - 10% | 0 - 5% | |
| AXA Insurance UK Plc | Payment protection (credit card,store cards and personal loans) (All) | 80 - 85% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| AXA Insurance UK Plc | Payment protection (mortgage) (All) | 65 - 70% | 0 - 5% | 5 - 10% | £3500 - 4000 |
| AXA Insurance UK Plc | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| AXA Insurance UK Plc | Motor cycle (All) | 95 - 100% | 0 - 5% | 15 - 20% | £5500 - 6000 |
| AXA Insurance UK Plc | Home - contents only (All) | 75 - 80% | 0 - 5% | 10 - 15% | £1500 - 2000 |
| AXA Insurance UK Plc | Home - buildings only (All) | 70 - 75% | 0 - 5% | 15 - 20% | £4000 - 4500 |
| AXA Insurance UK Plc | Home - (buildings and contents combined) (All) | 75 - 80% | 5 - 10% | 15 - 20% | £3500 - 4000 |
| AXA Insurance UK Plc | Travel - annual european (All) | 85 - 90% | 5 - 10% | 5 - 10% | £500 - 1000 |
| AXA Insurance UK Plc | Travel - annual worldwide (All) | 85 - 90% | 10 - 15% | 5 - 10% | £500 - 1000 |
| AXA Insurance UK Plc | Motor (All) | 95 - 100% | 10 - 15% | 5 - 10% | £2500 - 3000 |
| AXA Insurance UK Plc | Travel - single trip (Stand-alone) | 85 - 90% | 20 - 25% | 5 - 10% | £500 - 1000 |
| AXA PPP Healthcare Limited | Travel - annual worldwide (All) | 95 - 100% | 15 - 20% | 5 - 10% | £2500 - 3000 |
| AXA PPP Healthcare Limited | Healthcare cash plan (All) | 95 - 100% | 80 - 85% | 0 - 5% | £0 - 500 |
| AXA PPP Healthcare Limited | Dental insurance (All) | 95 - 100% | 140 - 145% | 0 - 5% | £0 - 500 |
| AXA XL Insurance Company UK Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| BHSF Limited | Personal accident (Stand-alone) | 90 - 95% | 0 - 5% | 0 - 5% | £500 - 1000 |
| BHSF Limited | Healthcare cash plan (All) | 90 - 95% | 210 - 215% | 0 - 5% | £0 - 500 |
| BMG Insurance Brokers Limited | Pet - covered for life (All) | 95 - 100% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Brit Syndicates Limited | Home - (buildings and contents combined) (All) | 95 - 100% | 0 - 5% | 0 - 5% | £6000 - 6500 |
| British Gas Services Limited | Home emergency (Stand-alone) | 95 - 100% | 35 - 40% | 10 - 15% | £0 - 500 |
| Bspoke Underwriting Ltd | Personal accident (Add-on) | 80 - 85% | 0 - 5% | 5 - 10% | £500 - 1000 |
| Bspoke Underwriting Ltd | Gadget (including mobile phone) (Add-on) | 90 - 95% | 0 - 5% | 0 - 5% | £0 - 500 |
| Bspoke Underwriting Ltd | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 10 - 15% | £4000 - 4500 |
| Building Block Insurance PCC Ltd | Vehicle breakdown (Stand-alone) | 95 - 100% | 15 - 20% | 0 - 5% | |
| Building Block Insurance PCC Ltd | Pet - covered for life (All) | 90 - 95% | 25 - 30% | 5 - 10% | £500 - 1000 |
| BUPA Insurance Limited | Dental insurance (All) | 85 - 90% | 200 - 205% | 0 - 5% | £0 - 500 |
| BUPA Insurance Limited | Healthcare cash plan (All) | 90 - 95% | 365 - 370% | 0 - 5% | £0 - 500 |
| Business Insurance Solutions Limited | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £3000 - 3500 |
| Canopius Managing Agents Limited | Personal accident (Stand-alone) | 90 - 95% | 0 - 5% | 25 - 30% | £1000 - 1500 |
| Canopius Managing Agents Limited | Personal accident (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Canopius Managing Agents Limited | Payment protection (credit card,store cards and personal loans) (All) | 80 - 85% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| Canopius Managing Agents Limited | Payment protection (mortgage) (All) | 85 - 90% | 0 - 5% | 10 - 15% | £2500 - 3000 |
| Canopius Managing Agents Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 5 - 10% | £3500 - 4000 |
| Canopius Managing Agents Limited | Travel - single trip (Stand-alone) | 60 - 65% | 0 - 5% | 0 - 5% | £0 - 500 |
| Canopius Managing Agents Limited | Travel - annual worldwide (All) | 90 - 95% | 10 - 15% | 0 - 5% | £1000 - 1500 |
| Casualty & General Insurance Company (Europe) Ltd | Pet - covered for life (All) | 80 - 85% | 140 - 145% | 5 - 10% | £500 - 1000 |
| Chaucer Insurance Company Designated Activity Company | Travel - single trip (Stand-alone) | 80 - 85% | 15 - 20% | 0 - 5% | £1000 - 1500 |
| Chaucer Syndicates Limited | Travel - single trip (Stand-alone) | 90 - 95% | 10 - 15% | 0 - 5% | £1500 - 2000 |
| China Taiping Insurance (UK) Co Ltd | Motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| China Taiping Insurance (UK) Co Ltd | Home - (buildings and contents combined) (All) | 95 - 100% | 5 - 10% | 0 - 5% | £500 - 1000 |
| Chubb European Group SE | Personal accident (Stand-alone) | 90 - 95% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Chubb European Group SE | Travel - annual european (All) | 80 - 85% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Chubb European Group SE | Travel - single trip (Add-on) | 90 - 95% | 0 - 5% | 0 - 5% | £0 - 500 |
| Chubb European Group SE | Travel - single trip (Stand-alone) | 80 - 85% | 10 - 15% | 0 - 5% | £500 - 1000 |
| Chubb European Group SE | Gadget (including mobile phone) (Add-on) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| Chubb European Group SE | Home - (buildings and contents combined) (All) | 95 - 100% | 15 - 20% | 0 - 5% | £18500 - 19000 |
| Chubb European Group SE | Motor (All) | 95 - 100% | 30 - 35% | 0 - 5% | £5000 - 5500 |
| City Insurance Brokers Ltd | Wedding and party insurance (All) | 25 - 30% | 0 - 5% | 0 - 5% | £0 - 500 |
| City Insurance Brokers Ltd | Pet - covered for life (All) | 90 - 95% | 35 - 40% | 0 - 5% | £500 - 1000 |
| Citymain Administrators Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Collingwood Insurance Company Ltd | Motor (All) | 80 - 85% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Consilium Insurance Brokers Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Consilium Insurance Brokers Limited | Extended warranty - furniture (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Consilium Insurance Brokers Limited | Extended warranty - electrical goods (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Consilium Insurance Brokers Limited | Vehicle breakdown (Stand-alone) | 90 - 95% | 15 - 20% | 0 - 5% | |
| Consilium Insurance Brokers Limited | Home emergency (Stand-alone) | 90 - 95% | 25 - 30% | 0 - 5% | £0 - 500 |
| Consilium Insurance Brokers Limited | Extended warranty - motor (Add-on) | 80 - 85% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Consumer Credit Compliance Limited | GAP insurance (Add-on) | 95 - 100% | 5 - 10% | 0 - 5% | £0 - 500 |
| Corgi Homeplan Ltd | Home emergency (Stand-alone) | 90 - 95% | 50 - 55% | 0 - 5% | £0 - 500 |
| Cornish Mutual Assurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £3000 - 3500 |
| Cornish Mutual Assurance Company Limited | Home - (buildings and contents combined) (All) | 95 - 100% | 5 - 10% | 0 - 5% | £4000 - 4500 |
| Covea Insurance plc | Personal accident (Stand-alone) | 80 - 85% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Covea Insurance plc | Payment protection (credit card,store cards and personal loans) (All) | 85 - 90% | 0 - 5% | 5 - 10% | £5000 - 5500 |
| Covea Insurance plc | Before the event legal expenses - motor (All) | 90 - 95% | 0 - 5% | 0 - 5% | |
| Covea Insurance plc | Home - contents only (All) | 85 - 90% | 0 - 5% | 5 - 10% | £500 - 1000 |
| Covea Insurance plc | Home - buildings only (All) | 65 - 70% | 0 - 5% | 10 - 15% | £3500 - 4000 |
| Covea Insurance plc | Payment protection (mortgage) (All) | 85 - 90% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Covea Insurance plc | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 5 - 10% | £2000 - 2500 |
| Covea Insurance plc | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £2500 - 3000 |
| Covea Insurance plc | Pet - maximum benefit (All) | 90 - 95% | 35 - 40% | 5 - 10% | £500 - 1000 |
| Covea Insurance plc | Pet - covered for life (All) | 90 - 95% | 45 - 50% | 0 - 5% | £500 - 1000 |
| Cover Genius Limited | Extended warranty - furniture (Add-on) | 55 - 60% | 0 - 5% | 0 - 5% | £0 - 500 |
| Cover Genius Limited | Extended warranty - electrical goods (Add-on) | 75 - 80% | 0 - 5% | 0 - 5% | £0 - 500 |
| Cover Genius Limited | Missed event / ticket (All) | 60 - 65% | 20 - 25% | 0 - 5% | £0 - 500 |
| Cover Genius Limited | Travel - single trip (Add-on) | 25 - 30% | 40 - 45% | 5 - 10% | £1000 - 1500 |
| Cuvva Limited | Motor (All) | 90 - 95% | 5 - 10% | 0 - 5% | £1500 - 2000 |
| DAS Legal Expenses Insurance Company Limited | Before the event legal expenses - home (All) | 55 - 60% | 0 - 5% | 15 - 20% | |
| DAS Legal Expenses Insurance Company Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| DAS Legal Expenses Insurance Company Limited | Home emergency (Add-on) | 85 - 90% | 5 - 10% | 5 - 10% | £0 - 500 |
| DAS Legal Expenses Insurance Company Limited | After the event legal expenses (All) | 95 - 100% | 5 - 10% | 0 - 5% | |
| DAS Legal Expenses Insurance Company Limited | Vehicle breakdown (Add-on) | 95 - 100% | 10 - 15% | 0 - 5% | |
| DAS Legal Expenses Insurance Company Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 25 - 30% | 0 - 5% | |
| DAS Legal Expenses Insurance Company Limited | Home emergency (Stand-alone) | 95 - 100% | 90 - 95% | 0 - 5% | £0 - 500 |
| Domestic & General Insurance Plc | Extended warranty - electrical goods (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| Domestic & General Insurance Plc | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 15 - 20% | 5 - 10% | £0 - 500 |
| Domestic & General Insurance Plc | Home emergency (Stand-alone) | 95 - 100% | 85 - 90% | 10 - 15% | £0 - 500 |
| Ecclesiastical Insurance Office Plc | Home - contents only (All) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Ecclesiastical Insurance Office Plc | Home - (buildings and contents combined) (All) | 90 - 95% | 5 - 10% | 0 - 5% | £9500 - 10000 |
| ERGO TRAVEL INSURANCE SERVICES LTD | Travel - annual european (All) | 70 - 75% | 5 - 10% | 0 - 5% | £1000 - 1500 |
| ERGO TRAVEL INSURANCE SERVICES LTD | Travel - annual worldwide (All) | 60 - 65% | 10 - 15% | 0 - 5% | £1500 - 2000 |
| ERGO TRAVEL INSURANCE SERVICES LTD | Travel - single trip (Stand-alone) | 60 - 65% | 10 - 15% | 0 - 5% | £1000 - 1500 |
| ERGO TRAVEL INSURANCE SERVICES LTD | Pet - covered for life (All) | 70 - 75% | 20 - 25% | 5 - 10% | £500 - 1000 |
| ERGO TRAVEL INSURANCE SERVICES LTD | Gadget (including mobile phone) (Stand-alone) | 50 - 60% | 20 - 25% | 0 - 5% | £0 - 500 |
| ES Risks Limited | Extended warranty - electrical goods (Stand-alone) | 85 - 90% | 20 - 25% | 0 - 5% | £0 - 500 |
| esure Insurance Limited | Personal accident (Add-on) | 90 - 95% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| esure Insurance Limited | Vehicle misfuelling insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| esure Insurance Limited | Key cover (Stand-alone) | 80 - 85% | 0 - 5% | 0 - 5% | £0 - 500 |
| esure Insurance Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| esure Insurance Limited | Home - buildings only (All) | 55 - 60% | 0 - 5% | 10 - 15% | £6000 - 6500 |
| esure Insurance Limited | Home - contents only (All) | 55 - 60% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| esure Insurance Limited | Home - (buildings and contents combined) (All) | 60 - 65% | 0 - 5% | 5 - 10% | £4500 - 5000 |
| esure Insurance Limited | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £3000 - 3500 |
| esure Insurance Limited | Vehicle breakdown (Add-on) | 95 - 100% | 15 - 20% | 0 - 5% | |
| EUI Limited | Personal accident (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| EUI Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| EUI Limited | Home - contents only (All) | 65 - 70% | 0 - 5% | 5 - 10% | £1000 - 1500 |
| EUI Limited | Travel - annual european (All) | 70 - 75% | 0 - 5% | 10 - 15% | £500 - 1000 |
| EUI Limited | Home - buildings only (All) | 60 - 65% | 0 - 5% | 10 - 15% | £2500 - 3000 |
| EUI Limited | Travel - annual worldwide (All) | 65 - 70% | 5 - 10% | 5 - 10% | £500 - 1000 |
| EUI Limited | Pet - covered for life (All) | 75 - 80% | 5 - 10% | 0 - 5% | £500 - 1000 |
| EUI Limited | Home - (buildings and contents combined) (All) | 65 - 70% | 5 - 10% | 5 - 10% | £2000 - 2500 |
| EUI Limited | Home emergency (Add-on) | 85 - 90% | 5 - 10% | 0 - 5% | £0 - 500 |
| EUI Limited | Motor (All) | 95 - 100% | 10 - 15% | 5 - 10% | £3000 - 3500 |
| EUI Limited | Travel - single trip (Stand-alone) | 60 - 65% | 15 - 20% | 5 - 10% | £500 - 1000 |
| EUI Limited | Vehicle breakdown (Add-on) | 90 - 95% | 15 - 20% | 0 - 5% | |
| Euroins AD | Travel - single trip (Stand-alone) | 80 - 85% | 25 - 30% | 0 - 5% | £1000 - 1500 |
| Euroins AD | Travel - annual european (All) | 75 - 80% | 50 - 55% | 0 - 5% | £500 - 1000 |
| Europ Assistance SA | Ticket cancellation insurance (All) | 65 - 70% | 10 - 15% | 5 - 10% | £0 - 500 |
| Europ Assistance SA | Travel - single trip (Stand-alone) | 80 - 85% | 35 - 40% | 5 - 10% | £500 - 1000 |
| Evolution Insurance Company Limited | Home emergency (Stand-alone) | 85 - 90% | 75 - 80% | 0 - 5% | £0 - 500 |
| Financial & Legal Insurance Company Ltd | Before the event legal expenses - home (All) | 55 - 60% | 0 - 5% | 5 - 10% | |
| Financial & Legal Insurance Company Ltd | After the event legal expenses (All) | 80 - 85% | 0 - 5% | 0 - 5% | |
| Financial & Legal Insurance Company Ltd | Before the event legal expenses - motor (All) | 90 - 95% | 0 - 5% | 0 - 5% | |
| Financial & Legal Insurance Company Ltd | Vehicle breakdown (Add-on) | 95 - 100% | 10 - 15% | 0 - 5% | |
| First Central Insurance Management Limited | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £2500 - 3000 |
| First Underwriting Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| First Underwriting Limited | Home - buildings only (All) | 80 - 85% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| First Underwriting Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| First Underwriting Limited | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £2000 - 2500 |
| Forsakringsaktiebolaget Agria (publ) | Pet - covered for life (All) | 95 - 100% | 70 - 75% | 0 - 5% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Fortegra Europe Insurance Company Ltd | Extended warranty - furniture (Stand-alone) | 90 - 95% | 0 - 5% | 5 - 10% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | Extended warranty - electrical goods (Stand-alone) | 85 - 90% | 5 - 10% | 5 - 10% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | Vehicle cosmetic insurance (Stand-alone) | 85 - 90% | 15 - 20% | 0 - 5% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | Extended warranty - motor (Stand-alone) | 75 - 80% | 15 - 20% | 0 - 5% | £0 - 500 |
| Fortegra Europe Insurance Company Ltd | Alloy Wheel insurance (Stand-alone) | 95 - 100% | 15 - 20% | 0 - 5% | £0 - 500 |
| Frank Pickles Insurance Brokers Limited | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Frontier Insurance Solutions LTD | Home emergency (Add-on) | 90 - 95% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Frontier Insurance Solutions LTD | Home - (buildings and contents combined) (All) | 85 - 90% | 5 - 10% | 0 - 5% | £4000 - 4500 |
| Geo Underwriting Services Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 10 - 15% | £3500 - 4000 |
| Great Lakes Insurance SE | Missed event / ticket (All) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Great Lakes Insurance SE | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 5 - 10% | £8500 - 9000 |
| Great Lakes Insurance SE | Travel - annual european (All) | 70 - 75% | 5 - 10% | 0 - 5% | £1000 - 1500 |
| Great Lakes Insurance SE | Travel - single trip (Stand-alone) | 55 - 60% | 10 - 15% | 0 - 5% | £1000 - 1500 |
| Great Lakes Insurance SE | Travel - annual worldwide (All) | 65 - 70% | 10 - 15% | 0 - 5% | £1500 - 2000 |
| Great Lakes Insurance SE | Motor (All) | 95 - 100% | 15 - 20% | 0 - 5% | £4000 - 4500 |
| Great Lakes Insurance SE | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Great Lakes Insurance SE | Pet - covered for life (All) | 95 - 100% | 85 - 90% | 0 - 5% | £500 - 1000 |
| Gresham Insurance Company Limited | Home - contents only (All) | 60 - 65% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| Gresham Insurance Company Limited | Home - buildings only (All) | 65 - 70% | 5 - 10% | 5 - 10% | £3000 - 3500 |
| Gresham Insurance Company Limited | Home - (buildings and contents combined) (All) | 75 - 80% | 10 - 15% | 5 - 10% | £2000 - 2500 |
| Haven Insurance Company Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 5 - 10% | 15 - 20% | £3500 - 4000 |
| Haven Insurance Company Limited | Before the event legal expenses - motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | |
| Haven Insurance Company Limited | Motor (All) | 95 - 100% | 25 - 30% | 5 - 10% | £3500 - 4000 |
| HCC Underwriting Agency Ltd | Travel - single trip (Stand-alone) | 55 - 60% | 45 - 50% | 0 - 5% | £500 - 1000 |
| HDI Global Specialty SE | Before the event legal expenses - home (All) | 60 - 65% | 0 - 5% | 5 - 10% | |
| HDI Global Specialty SE | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| HDI Global Specialty SE | After the event legal expenses (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| HDI Global Specialty SE | Home emergency (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| HDI Global Specialty SE | Vehicle breakdown (Add-on) | 90 - 95% | 5 - 10% | 0 - 5% | |
| HDI Global Specialty SE | Pet - accident only (All) | 55 - 60% | 5 - 10% | 10 - 15% | £0 - 500 |
| HDI Global Specialty SE | Pet - time limited (All) | 85 - 90% | 30 - 35% | 0 - 5% | £0 - 500 |
| HDI Global Specialty SE | Pet - covered for life (All) | 90 - 95% | 35 - 40% | 0 - 5% | £0 - 500 |
| HDI Global Specialty SE | Pet - maximum benefit (All) | 95 - 100% | 65 - 70% | 0 - 5% | £0 - 500 |
| Health Shield Friendly Society Limited | Healthcare cash plan (All) | 95 - 100% | 570 - 575% | 0 - 5% | £0 - 500 |
| Helvetia Global Solutions Ltd | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Helvetia Global Solutions Ltd | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 10 - 15% | 10 - 15% | £0 - 500 |
| Helvetia Global Solutions Ltd | Vehicle cosmetic insurance (Add-on) | 85 - 90% | 15 - 20% | 0 - 5% | £0 - 500 |
| Helvetia Global Solutions Ltd | Alloy Wheel insurance (Add-on) | 90 - 95% | 25 - 30% | 0 - 5% | £0 - 500 |
| Highway Insurance Company Limited | Home emergency (Add-on) | 65 - 70% | 0 - 5% | 0 - 5% | £0 - 500 |
| Highway Insurance Company Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Highway Insurance Company Limited | Home - buildings only (All) | 70 - 75% | 0 - 5% | 0 - 5% | £3000 - 3500 |
| Highway Insurance Company Limited | Home - contents only (All) | 85 - 90% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Highway Insurance Company Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Highway Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £2000 - 2500 |
| Hiscox Insurance Company Limited | Home emergency (Add-on) | 85 - 90% | 0 - 5% | 5 - 10% | £0 - 500 |
| Hiscox Insurance Company Limited | Home - contents only (All) | 90 - 95% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Hiscox Insurance Company Limited | Travel - annual worldwide (All) | 95 - 100% | 0 - 5% | 0 - 5% | £5500 - 6000 |
| Hiscox Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £8000 - 8500 |
| Hiscox Insurance Company Limited | Home - (buildings and contents combined) (All) | 95 - 100% | 5 - 10% | 5 - 10% | £20000 - 20500 |
| HSF Health Plan Limited | Healthcare cash plan (All) | 95 - 100% | 145 - 150% | 0 - 5% | £0 - 500 |
| Insure & Go Insurance Services Ltd | Travel - annual worldwide (All) | 85 - 90% | 5 - 10% | 0 - 5% | £500 - 1000 |
| Insure & Go Insurance Services Ltd | Travel - annual european (All) | 85 - 90% | 10 - 15% | 0 - 5% | £500 - 1000 |
| Insure & Go Insurance Services Ltd | Travel - single trip (Stand-alone) | 85 - 90% | 15 - 20% | 0 - 5% | £500 - 1000 |
| INSURE GROUP LIMITED | Home emergency (Stand-alone) | 75 - 80% | 25 - 30% | 0 - 5% | £0 - 500 |
| Integra Insurance Solutions Limited | Home - buildings only (All) | 70 - 75% | 0 - 5% | 5 - 10% | £5500 - 6000 |
| Integra Insurance Solutions Limited | Home - contents only (All) | 80 - 85% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Integra Insurance Solutions Limited | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 5 - 10% | £4000 - 4500 |
| Inter Partner Assistance SA | Key cover (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Key cover (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Travel - single trip (Stand-alone) | 85 - 90% | 0 - 5% | 5 - 10% | £500 - 1000 |
| Inter Partner Assistance SA | Home emergency (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Travel - annual european (All) | 70 - 75% | 0 - 5% | 5 - 10% | £1000 - 1500 |
| Inter Partner Assistance SA | Travel - annual worldwide (All) | 80 - 85% | 0 - 5% | 10 - 15% | £1000 - 1500 |
| Inter Partner Assistance SA | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 0 - 5% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Vehicle breakdown (Add-on) | 95 - 100% | 5 - 10% | 0 - 5% | |
| Inter Partner Assistance SA | Home emergency (Stand-alone) | 85 - 90% | 15 - 20% | 0 - 5% | £0 - 500 |
| Inter Partner Assistance SA | Vehicle breakdown (Stand-alone) | 95 - 100% | 20 - 25% | 0 - 5% | |
| i-Partners Insurance Management Limited | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| IQUW Syndicate Management Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 35 - 40% | £29000 - 29500 |
| IQUW Syndicate Management Limited | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £4500 - 5000 |
| IQUW Syndicate Management Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 20 - 25% | 5 - 10% | |
| John Clark (Aberdeen) Ltd | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| John Clark (Aberdeen) Ltd | Vehicle cosmetic insurance (Add-on) | 65 - 70% | 0 - 5% | 0 - 5% | £0 - 500 |
| John Clark (Aberdeen) Ltd | Alloy Wheel insurance (Add-on) | 95 - 100% | 15 - 20% | 0 - 5% | £0 - 500 |
| KGM Underwriting Services Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| KGM Underwriting Services Limited | Motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Liberty Mutual Insurance Europe SE | Gadget (including mobile phone) (Stand-alone) | 95 - 100% | 0 - 5% | 5 - 10% | £0 - 500 |
| Liverpool Victoria Insurance Company Limited | Personal accident (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £8000 - 8500 |
| Liverpool Victoria Insurance Company Limited | Before the event legal expenses - home (All) | 55 - 60% | 0 - 5% | 0 - 5% | |
| Liverpool Victoria Insurance Company Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Liverpool Victoria Insurance Company Limited | Home - contents only (All) | 80 - 85% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Liverpool Victoria Insurance Company Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 0 - 5% | £4000 - 4500 |
| Liverpool Victoria Insurance Company Limited | Home - buildings only (All) | 70 - 75% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Liverpool Victoria Insurance Company Limited | Travel - annual european (All) | 75 - 80% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Liverpool Victoria Insurance Company Limited | Home - (buildings and contents combined) (All) | 75 - 80% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Liverpool Victoria Insurance Company Limited | Home emergency (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Liverpool Victoria Insurance Company Limited | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £1500 - 2000 |
| Liverpool Victoria Insurance Company Limited | Vehicle breakdown (Add-on) | 90 - 95% | 15 - 20% | 0 - 5% | |
| Liverpool Victoria Insurance Company Limited | Travel - annual worldwide (All) | 90 - 95% | 15 - 20% | 0 - 5% | £1000 - 1500 |
| Liverpool Victoria Insurance Company Limited | Travel - single trip (Stand-alone) | 80 - 85% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Liverpool Victoria Insurance Company Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 30 - 35% | 0 - 5% | |
| Liverpool Victoria Insurance Company Limited | Pet - time limited (All) | 85 - 90% | 30 - 35% | 0 - 5% | £500 - 1000 |
| Liverpool Victoria Insurance Company Limited | Pet - covered for life (All) | 95 - 100% | 45 - 50% | 0 - 5% | £500 - 1000 |
| Lloyds Bank General Insurance Limited | Payment protection (credit card,store cards and personal loans) (All) | 90 - 95% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Lloyds Bank General Insurance Limited | Home - contents only (All) | 65 - 70% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| Lloyds Bank General Insurance Limited | Payment protection (mortgage) (All) | 90 - 95% | 0 - 5% | 5 - 10% | £3000 - 3500 |
| Lloyds Bank General Insurance Limited | Home - buildings only (All) | 55 - 60% | 0 - 5% | 10 - 15% | £4500 - 5000 |
| Lloyds Bank General Insurance Limited | Home - (buildings and contents combined) (All) | 60 - 65% | 5 - 10% | 10 - 15% | £4000 - 4500 |
| London General Insurance Company Limited | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 10 - 15% | £2000 - 2500 |
| London General Insurance Company Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 5 - 10% | £9500 - 10000 |
| London General Insurance Company Limited | Extended warranty - electrical goods (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| London General Insurance Company Limited | Tyre cover (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| London General Insurance Company Limited | Extended warranty - motor (Stand-alone) | 70 - 75% | 25 - 30% | 10 - 15% | £1000 - 1500 |
| Loyal Insurance Services Ltd | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 15 - 20% | 0 - 5% | £0 - 500 |
| Maiden General Försäkrings AB, UK Branch | Payment protection (credit card,store cards and personal loans) (All) | 95 - 100% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| MAINTENANCE DIRECT INSURANCE SERVICES LTD. | Extended warranty - electrical goods (Stand-alone) | 80 - 85% | 30 - 35% | 0 - 5% | £0 - 500 |
| Mark Bates Ltd | Extended warranty - electrical goods (Stand-alone) | 90 - 95% | 5 - 10% | 0 - 5% | £0 - 500 |
| Mark Stuart Andrews | Gadget (including mobile phone) (Stand-alone) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Markel International Insurance Company Limited | Before the event legal expenses - other (All) | 45 - 50% | 0 - 5% | 0 - 5% | |
| Markel International Insurance Company Limited | Home - buildings only (All) | 90 - 95% | 0 - 5% | 0 - 5% | £3500 - 4000 |
| Markel International Insurance Company Limited | After the event legal expenses (All) | 85 - 90% | 20 - 25% | 0 - 5% | |
| Marshmallow Financial Services Ltd | Vehicle breakdown (Add-on) | 90 - 95% | 30 - 35% | 0 - 5% | |
| Marshmallow Insurance Limited | Motor (All) | 95 - 100% | 15 - 20% | 0 - 5% | £4000 - 4500 |
| Medicash Health Benefits Limited | Healthcare cash plan (All) | 90 - 95% | 145 - 150% | 0 - 5% | £0 - 500 |
| Midas Underwriting Ltd | Home - contents only (All) | 95 - 100% | 0 - 5% | 10 - 15% | £1500 - 2000 |
| Midas Underwriting Ltd | Home - buildings only (All) | 90 - 95% | 0 - 5% | 15 - 20% | £9500 - 10000 |
| Midas Underwriting Ltd | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 10 - 15% | £7000 - 7500 |
| Midas Underwriting Ltd | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £4000 - 4500 |
| Miramar Underwriting Ltd | Home - contents only (All) | 75 - 80% | 0 - 5% | 5 - 10% | £500 - 1000 |
| MotoNovo Finance Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| MotoNovo Finance Limited | Payment protection (credit card,store cards and personal loans) (All) | 70 - 75% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Motors Insurance Company Limited | GAP insurance (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Motors Insurance Company Limited | Tyre cover (Add-on) | 95 - 100% | 10 - 15% | 0 - 5% | £0 - 500 |
| Motors Insurance Company Limited | Extended warranty - motor (Add-on) | 80 - 85% | 15 - 20% | 0 - 5% | £500 - 1000 |
| Motors Insurance Company Limited | Alloy Wheel insurance (Add-on) | 90 - 95% | 20 - 25% | 0 - 5% | £0 - 500 |
| Motors Insurance Company Limited | Vehicle cosmetic insurance (Add-on) | 80 - 85% | 20 - 25% | 0 - 5% | £0 - 500 |
| Motors Insurance Company Limited | Extended warranty - motor (Stand-alone) | 85 - 90% | 40 - 45% | 0 - 5% | £500 - 1000 |
| Motorway Direct Ltd | Extended warranty - motor (Add-on) | 85 - 90% | 5 - 10% | 0 - 5% | £500 - 1000 |
| MS Amlin Insurance SE | Motor (All) | 90 - 95% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Mulsanne Insurance Company Limited | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £2500 - 3000 |
| Munich Re Syndicate Limited | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 5 - 10% | £9000 - 9500 |
| MY HEALTH XTRAS LIMITED | Healthcare cash plan (All) | 95 - 100% | 15 - 20% | 0 - 5% | £0 - 500 |
| Only Pets Cover Limited | Pet - time limited (All) | 80 - 85% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Only Pets Cover Limited | Pet - maximum benefit (All) | 80 - 85% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Only Pets Cover Limited | Pet - covered for life (All) | 85 - 90% | 30 - 35% | 0 - 5% | £500 - 1000 |
| OVO (S) HOME SERVICES LIMITED | Home emergency (Stand-alone) | 90 - 95% | 40 - 45% | 0 - 5% | £0 - 500 |
| Paycare | Healthcare cash plan (All) | 90 - 95% | 190 - 195% | 0 - 5% | £0 - 500 |
| Personal Assurance Plc | Healthcare cash plan (All) | 95 - 100% | 15 - 20% | 0 - 5% | £0 - 500 |
| Pier Insurance Managed Services Limited | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 10 - 15% | 0 - 5% | £0 - 500 |
| Pinnacle Insurance Plc | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Pinnacle Insurance Plc | Payment protection (mortgage) (All) | 95 - 100% | 0 - 5% | 15 - 20% | £2500 - 3000 |
| Pinnacle Insurance Plc | Pet - time limited (All) | 95 - 100% | 15 - 20% | 0 - 5% | £500 - 1000 |
| Pinnacle Insurance Plc | Pet - covered for life (All) | 95 - 100% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Pinnacle Insurance Plc | Pet - maximum benefit (All) | 95 - 100% | 25 - 30% | 0 - 5% | £500 - 1000 |
| Plum Underwriting Limited | Home - contents only (All) | 75 - 80% | 0 - 5% | 0 - 5% | £4000 - 4500 |
| Plum Underwriting Limited | Home - buildings only (All) | 70 - 75% | 0 - 5% | 0 - 5% | £11500 - 12000 |
| Plum Underwriting Limited | Home - (buildings and contents combined) (All) | 80 - 85% | 5 - 10% | 0 - 5% | £13000 - 13500 |
| POLICY EXCESS INSURE LTD | Vehicle breakdown (Add-on) | 60 - 65% | 15 - 20% | 0 - 5% | |
| Premier Underwriting Ltd | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £1500 - 2000 |
| Pro MGA Solutions Ltd | Home - (buildings and contents combined) (All) | 75 - 80% | 5 - 10% | 0 - 5% | £7500 - 8000 |
| Proximo Ltd | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| QBE UK Limited | Extended warranty - motor (Stand-alone) | 95 - 100% | 20 - 25% | 0 - 5% | £500 - 1000 |
| QIC Europe Ltd | After the event legal expenses (All) | 20 - 25% | 0 - 5% | 50 - 55% | |
| QIC Europe Ltd | Home - (buildings and contents combined) (All) | 65 - 70% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| QIC Europe Ltd | Home emergency (Add-on) | 85 - 90% | 5 - 10% | 10 - 15% | £0 - 500 |
| QIC Europe Ltd | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £1000 - 1500 |
| QIC Europe Ltd | Pet - covered for life (All) | 90 - 95% | 20 - 25% | 0 - 5% | £0 - 500 |
| QIC Europe Ltd | Pet - maximum benefit (All) | 95 - 100% | 30 - 35% | 0 - 5% | £0 - 500 |
| RAC Insurance Limited | Before the event legal expenses - home (All) | 55 - 60% | 0 - 5% | 0 - 5% | |
| RAC Insurance Limited | Before the event legal expenses - motor (All) | 90 - 95% | 0 - 5% | 0 - 5% | |
| RAC Insurance Limited | Vehicle breakdown (Add-on) | 95 - 100% | 0 - 5% | 5 - 10% | |
| RAC Insurance Limited | Vehicle breakdown (Stand-alone) | 90 - 95% | 20 - 25% | 10 - 15% | |
| RAC Motoring Services | Key cover (Add-on) | 80 - 85% | 0 - 5% | 5 - 10% | £0 - 500 |
| RAC Motoring Services | Vehicle breakdown (Add-on) | 90 - 95% | 10 - 15% | 0 - 5% | |
| RAC Motoring Services | Tyre cover (Add-on) | 90 - 95% | 15 - 20% | 5 - 10% | £0 - 500 |
| RAC Motoring Services | Vehicle breakdown (Stand-alone) | 95 - 100% | 30 - 35% | 0 - 5% | |
| Real Garant Versicherung Aktiengesellschaft | Extended warranty - motor (Stand-alone) | 95 - 100% | 35 - 40% | 0 - 5% | £500 - 1000 |
| Rentokil Insurance Limited | Home - buildings only (All) | 40 - 45% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Rest Ashored Ltd | GAP insurance (Stand-alone) | 85 - 90% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Royal & Sun Alliance Insurance Limited | Before the event legal expenses - home (All) | 45 - 50% | 0 - 5% | 5 - 10% | |
| Royal & Sun Alliance Insurance Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| Royal & Sun Alliance Insurance Limited | Home - contents only (All) | 75 - 80% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| Royal & Sun Alliance Insurance Limited | Home - buildings only (All) | 55 - 60% | 0 - 5% | 10 - 15% | £6000 - 6500 |
| Royal & Sun Alliance Insurance Limited | Pet - accident only (All) | 60 - 65% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Royal & Sun Alliance Insurance Limited | Home emergency (Add-on) | 75 - 80% | 5 - 10% | 0 - 5% | £0 - 500 |
| Royal & Sun Alliance Insurance Limited | Home - (buildings and contents combined) (All) | 70 - 75% | 5 - 10% | 5 - 10% | £3500 - 4000 |
| Royal & Sun Alliance Insurance Limited | Vehicle breakdown (Add-on) | 95 - 100% | 5 - 10% | 0 - 5% | |
| Royal & Sun Alliance Insurance Limited | Motor (All) | 95 - 100% | 15 - 20% | 0 - 5% | £4500 - 5000 |
| Royal & Sun Alliance Insurance Limited | Pet - time limited (All) | 85 - 90% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Royal & Sun Alliance Insurance Limited | Pet - covered for life (All) | 90 - 95% | 20 - 25% | 0 - 5% | £500 - 1000 |
| Royal & Sun Alliance Insurance Limited | Pet - maximum benefit (All) | 90 - 95% | 25 - 30% | 0 - 5% | £500 - 1000 |
| S.A. Meacock & Company Limited | Payment protection (credit card,store cards and personal loans) (All) | 95 - 100% | 5 - 10% | 5 - 10% | £5500 - 6000 |
| Sabre Insurance Company Limited | Motor cycle (All) | 95 - 100% | 5 - 10% | 0 - 5% | £1000 - 1500 |
| Sabre Insurance Company Limited | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £8000 - 8500 |
| SCOR Managing Agency Ltd | Home - buildings only (All) | 85 - 90% | 0 - 5% | 10 - 15% | £4500 - 5000 |
| SCOR Managing Agency Ltd | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 0 - 5% | £9000 - 9500 |
| SCOR UK Company Ltd | Before the event legal expenses - home (All) | 80 - 85% | 0 - 5% | 0 - 5% | |
| SCOR UK Company Ltd | Vehicle breakdown (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | |
| SCOR UK Company Ltd | Home emergency (Add-on) | 85 - 90% | 0 - 5% | 0 - 5% | £0 - 500 |
| Simplyhealth Access | Dental insurance (All) | 95 - 100% | 0 - 5% | 5 - 10% | £0 - 500 |
| Simplyhealth Access | Healthcare cash plan (All) | 90 - 95% | 245 - 250% | 0 - 5% | £0 - 500 |
| Sovereign Health Care | Healthcare cash plan (All) | 85 - 90% | 300 - 305% | 0 - 5% | £0 - 500 |
| St Andrew's Insurance Plc | Payment protection (credit card,store cards and personal loans) (All) | 70 - 75% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| St Andrew's Insurance Plc | Payment protection (mortgage) (All) | 90 - 95% | 0 - 5% | 0 - 5% | £4500 - 5000 |
| Starr International (Europe) Limited | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 10 - 15% | 5 - 10% | £0 - 500 |
| Stonebridge International Insurance Ltd | Personal accident (Stand-alone) | 65 - 70% | 0 - 5% | 5 - 10% | £19500 - 20000 |
| Summit Insurance Services Limited | Gadget (including mobile phone) (Add-on) | 90 - 95% | 5 - 10% | 0 - 5% | £0 - 500 |
| Telefonica Seguros y Reaseguros Compania Aseguradora S.A.U. | Gadget (including mobile phone) (Add-on) | 95 - 100% | 10 - 15% | 5 - 10% | £0 - 500 |
| Tesco Personal Finance PLC | Personal accident (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Tesco Personal Finance PLC | Home - contents only (All) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Tesco Personal Finance PLC | Home - buildings only (All) | 80 - 85% | 0 - 5% | 5 - 10% | £3000 - 3500 |
| Tesco Personal Finance PLC | Home - (buildings and contents combined) (All) | 85 - 90% | 0 - 5% | 5 - 10% | £3500 - 4000 |
| Tesco Personal Finance PLC | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £5500 - 6000 |
| The Equine and Livestock Insurance Company Limited | Personal accident (Stand-alone) | 55 - 60% | 0 - 5% | 20 - 25% | £10000 - 10500 |
| The Equine and Livestock Insurance Company Limited | Pet - accident only (All) | 75 - 80% | 0 - 5% | 0 - 5% | £500 - 1000 |
| The Equine and Livestock Insurance Company Limited | Pet - time limited (All) | 85 - 90% | 20 - 25% | 0 - 5% | £500 - 1000 |
| The Equine and Livestock Insurance Company Limited | Pet - maximum benefit (All) | 90 - 95% | 20 - 25% | 0 - 5% | £500 - 1000 |
| The Equine and Livestock Insurance Company Limited | Pet - covered for life (All) | 90 - 95% | 60 - 65% | 0 - 5% | £0 - 500 |
| The Exeter Cash Plan | Healthcare cash plan (All) | 90 - 95% | 115 - 120% | 0 - 5% | £0 - 500 |
| The National Farmers' Union Mutual Insurance Society Limited | Identity theft (All) | 95 - 100% | 0 - 5% | 0 - 5% | £6500 - 7000 |
| The National Farmers' Union Mutual Insurance Society Limited | Before the event legal expenses - home (All) | 65 - 70% | 0 - 5% | 10 - 15% | |
| The National Farmers' Union Mutual Insurance Society Limited | Travel - annual european (All) | 90 - 95% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| The National Farmers' Union Mutual Insurance Society Limited | Personal accident (Add-on) | 85 - 90% | 0 - 5% | 5 - 10% | £14500 - 15000 |
| The National Farmers' Union Mutual Insurance Society Limited | Home emergency (Add-on) | 90 - 95% | 0 - 5% | 5 - 10% | £0 - 500 |
| The National Farmers' Union Mutual Insurance Society Limited | Home - buildings only (All) | 90 - 95% | 0 - 5% | 5 - 10% | £13500 - 14000 |
| The National Farmers' Union Mutual Insurance Society Limited | Travel - annual worldwide (All) | 90 - 95% | 5 - 10% | 0 - 5% | £2500 - 3000 |
| The National Farmers' Union Mutual Insurance Society Limited | Home - contents only (All) | 95 - 100% | 5 - 10% | 0 - 5% | £2500 - 3000 |
| The National Farmers' Union Mutual Insurance Society Limited | Vehicle breakdown (Add-on) | 90 - 95% | 5 - 10% | 0 - 5% | |
| The National Farmers' Union Mutual Insurance Society Limited | Home - (buildings and contents combined) (All) | 90 - 95% | 10 - 15% | 0 - 5% | £7000 - 7500 |
| The National Farmers' Union Mutual Insurance Society Limited | Motor (All) | 95 - 100% | 10 - 15% | 0 - 5% | £3000 - 3500 |
| The National Farmers' Union Mutual Insurance Society Limited | Pet - time limited (All) | 95 - 100% | 25 - 30% | 0 - 5% | £500 - 1000 |
| The National Farmers' Union Mutual Insurance Society Limited | Pet - covered for life (All) | 95 - 100% | 55 - 60% | 0 - 5% | £1000 - 1500 |
| The Salvation Army General Insurance Corporation Ltd | Home - (buildings and contents combined) (All) | 90 - 95% | 5 - 10% | 0 - 5% | £3500 - 4000 |
| Tokio Marine Kiln Syndicates Limited | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 0 - 5% | £2500 - 3000 |
| Traveljigsaw Insurance Ltd | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 20 - 25% | 0 - 5% | £0 - 500 |
| Trinity Lane Insurance Company Limited | Personal accident (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £2000 - 2500 |
| Trinity Lane Insurance Company Limited | GAP insurance (Stand-alone) | 95 - 100% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Trinity Lane Insurance Company Limited | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Trinity Lane Insurance Company Limited | Key cover (Stand-alone) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| Trinity Lane Insurance Company Limited | Motor cycle (All) | 95 - 100% | 0 - 5% | 0 - 5% | £3000 - 3500 |
| Trinity Lane Insurance Company Limited | Motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| Trinity Lane Insurance Company Limited | Vehicle breakdown (Stand-alone) | 95 - 100% | 15 - 20% | 0 - 5% | |
| U K Insurance Limited | Before the event legal expenses - home (All) | 85 - 90% | 0 - 5% | 10 - 15% | |
| U K Insurance Limited | Before the event legal expenses - motor (All) | 95 - 100% | 0 - 5% | 0 - 5% | |
| U K Insurance Limited | Home - contents only (All) | 85 - 90% | 0 - 5% | 5 - 10% | £1000 - 1500 |
| U K Insurance Limited | Payment protection (mortgage) (All) | 95 - 100% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| U K Insurance Limited | Home - buildings only (All) | 80 - 85% | 0 - 5% | 10 - 15% | £3500 - 4000 |
| U K Insurance Limited | Travel - annual worldwide (All) | 90 - 95% | 5 - 10% | 10 - 15% | £1000 - 1500 |
| U K Insurance Limited | Home - (buildings and contents combined) (All) | 85 - 90% | 5 - 10% | 5 - 10% | £2000 - 2500 |
| U K Insurance Limited | Home emergency (Stand-alone) | 85 - 90% | 10 - 15% | 5 - 10% | £0 - 500 |
| U K Insurance Limited | Motor (All) | 95 - 100% | 10 - 15% | 5 - 10% | £3000 - 3500 |
| U K Insurance Limited | Vehicle breakdown (Add-on) | 90 - 95% | 10 - 15% | 0 - 5% | |
| U K Insurance Limited | Travel - single trip (Stand-alone) | 90 - 95% | 20 - 25% | 0 - 5% | £1500 - 2000 |
| U K Insurance Limited | Vehicle breakdown (Stand-alone) | 90 - 95% | 20 - 25% | 0 - 5% | |
| U K Insurance Limited | Pet - time limited (All) | 90 - 95% | 25 - 30% | 0 - 5% | £500 - 1000 |
| U K Insurance Limited | Pet - maximum benefit (All) | 90 - 95% | 30 - 35% | 0 - 5% | £500 - 1000 |
| UIA (Insurance) Limited | Home - contents only (All) | 70 - 75% | 0 - 5% | 0 - 5% | £1500 - 2000 |
| UIA (Insurance) Limited | Home - (buildings and contents combined) (All) | 70 - 75% | 0 - 5% | 5 - 10% | £4500 - 5000 |
| Union Income Benefit Holdings Limited | Personal accident (Stand-alone) | 75 - 80% | 0 - 5% | 0 - 5% | £3000 - 3500 |
| United Legal Assistance Limited | Before the event legal expenses - motor (All) | 90 - 95% | 5 - 10% | 0 - 5% | |
| Unum Ltd | Dental insurance (All) | 95 - 100% | 215 - 220% | 0 - 5% | £0 - 500 |
| Urban Jungle Services Ltd | Home - (buildings and contents combined) (All) | 65 - 70% | 0 - 5% | 15 - 20% | £2500 - 3000 |
| USAA Limited | Motor (All) | 95 - 100% | 15 - 20% | 0 - 5% | £1000 - 1500 |
| USAA S.A. UK Branch | Home - contents only (All) | 95 - 100% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| USAA S.A. UK Branch | Motor (All) | 95 - 100% | 30 - 35% | 0 - 5% | £3000 - 3500 |
| Vitality Health Limited | Travel - annual worldwide (All) | 80 - 85% | 0 - 5% | 0 - 5% | £1000 - 1500 |
| Wakam | Gadget (including mobile phone) (Stand-alone) | 75 - 80% | 15 - 20% | 0 - 5% | £0 - 500 |
| West Bay Insurance Plc | Personal accident (Add-on) | 90 - 95% | 0 - 5% | 5 - 10% | £1500 - 2000 |
| West Bay Insurance Plc | Key cover (Add-on) | 90 - 95% | 0 - 5% | 5 - 10% | £0 - 500 |
| West Bay Insurance Plc | Home - buildings only (All) | 75 - 80% | 0 - 5% | 15 - 20% | £2500 - 3000 |
| West Bay Insurance Plc | Home - contents only (All) | 90 - 95% | 0 - 5% | 10 - 15% | £1000 - 1500 |
| West Bay Insurance Plc | Motor cycle (All) | 95 - 100% | 0 - 5% | 15 - 20% | £4000 - 4500 |
| West Bay Insurance Plc | Home - (buildings and contents combined) (All) | 80 - 85% | 0 - 5% | 10 - 15% | £2500 - 3000 |
| West Bay Insurance Plc | Excess protection (for motor insurance) (Add-on) | 95 - 100% | 0 - 5% | 0 - 5% | £0 - 500 |
| West Bay Insurance Plc | Motor (All) | 95 - 100% | 5 - 10% | 5 - 10% | £3500 - 4000 |
| West Bay Insurance Plc | Gadget (including mobile phone) (Stand-alone) | 90 - 95% | 5 - 10% | 10 - 15% | £0 - 500 |
| West Bay Insurance Plc | Pet - time limited (All) | 85 - 90% | 20 - 25% | 0 - 5% | £0 - 500 |
| West Bay Insurance Plc | Pet - covered for life (All) | 90 - 95% | 25 - 30% | 0 - 5% | £0 - 500 |
| West Bay Insurance Plc | Pet - maximum benefit (All) | 90 - 95% | 70 - 75% | 0 - 5% | £0 - 500 |
| Westfield Contributory Health Scheme | Dental insurance (All) | 95 - 100% | 75 - 80% | 0 - 5% | £0 - 500 |
| Westfield Contributory Health Scheme | Healthcare cash plan (All) | 90 - 95% | 285 - 290% | 0 - 5% | £0 - 500 |
| White Horse Insurance Ireland dac | Wedding and party insurance (All) | 80 - 85% | 0 - 5% | 5 - 10% | £2500 - 3000 |
| Zurich Insurance PLC | Home - contents only (All) | 95 - 100% | 0 - 5% | 0 - 5% | £4500 - 5000 |
| Zurich Insurance PLC | Vehicle breakdown (Add-on) | 90 - 95% | 0 - 5% | 0 - 5% | |
| Zurich Insurance PLC | Travel - annual worldwide (All) | 85 - 90% | 0 - 5% | 0 - 5% | £500 - 1000 |
| Zurich Insurance PLC | Home - buildings only (All) | 90 - 95% | 0 - 5% | 5 - 10% | £9000 - 9500 |
| Zurich Insurance PLC | Home - (buildings and contents combined) (All) | 90 - 95% | 0 - 5% | 5 - 10% | £9000 - 9500 |
| Zurich Insurance PLC | Travel - annual european (All) | 80 - 85% | 5 - 10% | 0 - 5% | £500 - 1000 |
| Zurich Insurance PLC | Motor (All) | 95 - 100% | 5 - 10% | 0 - 5% | £4000 - 4500 |
| Zurich Insurance PLC | Travel - single trip (Stand-alone) | 80 - 85% | 10 - 15% | 0 - 5% | £0 - 500 |
| Zurich Insurance PLC | Excess protection (for motor insurance) (Stand-alone) | 95 - 100% | 20 - 25% | 0 - 5% | £500 - 1000 |